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Lloyds Bank: Personal Loan reviews

Name: Personal Loan
Rating: 4.36 (55 reviews)

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4.44

Based on 55 reviews, last reviewed 22nd Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

75%

11%

Latest highest rating:

5

Replacing our car. When we needed to replace our car I decided that a personal loan from my bank was the simplest way to fund the purchase as I was not keen on leasing o... Read more Reviewed on: 22nd January 2026

Latest lowest rating:

2

Loan Nightmare! I wasn’t sure about the exact amount of money that I needed to take out with a loan, it turned out that I was at least £2000 short. Although a higher ... Read more Reviewed on: 14th August 2024

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About this product

Lloyds Bank personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Lloyds Bank personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Lloyds Bank personal loan, we'd love you to write a quick review too.

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Lloyds Bank Personal Loan reviews (55)

Excellent customer service

Helped me apply for my loan in store. My daughter was getting bored and fidgeting and they were very patient and even helped to keep her entertained. The gentleman was very professional throughout our entire appointment. Reviewed on: 3rd April 2023

Loan greatness

Had a £10000 loan to do a makeover to my garden got accepted and money in the bank within 10 mins. Reviewed on: 28th March 2023

Good communication

Good communication with easy to understand literature, regular updates, good service. Reviewed on: 19th March 2023

Personal Loan

fine, easy to monitor, access via app Reviewed on: 14th March 2023

loan mmmmmm

loan mmmmmmmmmmmmmmmmmmmmmmmmmmmmmmm Reviewed on: 26th February 2023

Quick and easy

I have been with Lloyds since I left school so over 40 years ago. I have always found the website easy to use and with a rapid response, the loan is flexible and manageable. Reviewed on: 1st February 2023

Reliable and efficient

The rates are fair and everything is laid out simply from the application point onwards Reviewed on: 8th July 2022

Excellent rate, super speedy, easy application

I've been a customer for a few years now and always had great service from Lloyds. I applied for a personal loan today and got a great rate of 2.9% with a soft credit search and the rate was guaranteed (unlike Santander who doubled my APR after my application - they reeled me in with a quote of 2.8%). I was approved instantly with Lloyds, and I had the money in my account within 1 minute. I'd highly recommend Lloyds Bank. Reviewed on: 28th April 2022

Not very good rates

Good service but not very good rates Reviewed on: 20th January 2022

Fast easy and fair

Lloyds has been my bank since leaving school and I have never had any issues, the online banking is quick and easy to use and the loan is manageable and fair. Reviewed on: 13th January 2022

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