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Lloyds Bank: Personal Loan reviews

Name: Personal Loan
Rating: 4.39 (60 reviews)

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4.39

Based on 60 reviews, last reviewed 1st Jun 2026

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

75%

10%

Latest highest rating:

5

Very respectful and polite staff If I have to interact with staff they are always very good, they listen properly and take time to understand what you are asking about and provide sen... Read more Reviewed on: 1st June 2026

Latest lowest rating:

2

Loan Nightmare! I wasn’t sure about the exact amount of money that I needed to take out with a loan, it turned out that I was at least £2000 short. Although a higher ... Read more Reviewed on: 14th August 2024

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About this product

Lloyds Bank personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Lloyds Bank personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Lloyds Bank personal loan, we'd love you to write a quick review too.

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Lloyds Bank Personal Loan reviews (60)

quick and efficient

i applied for a personal loan. the application process was quick and easy and the decision on whether i was approved took less than a day. very efficient Reviewed on: 6th November 2017

Easy to arrange loan

I got a good rate on the loan and it was in my account in minutes. I can manage everything online. The only slight issue I have is that I can only see the total loan amount remaining, not the total amount I will pay (total amount plus interest). Reviewed on: 1st July 2017

Easy but not cheep

Lloyds customer service is fantastic and allways has been and loan was Easy to set up in branch and easy to keep on top of using mobile banking my only con is the intrest rates are high Reviewed on: 29th June 2017

Ok

I was a bit disappointed with the high rate of interest they offered for a loan considering I actually bank with them. Reviewed on: 29th June 2017

Bank made me feel worthless

Bank made me feel worthless and bad with money. They wanted to charge me a very high interest on a personal loan. Reviewed on: 7th June 2017

Lloyds loan help

Very helpful staff in branch, easy to get a quote. Reviewed on: 4th June 2017

Not very good rates

I was amazed that when looking at there loan rates. I logged in to my account and loan rates went up even tho Iv been a customer over 30 years. Reviewed on: 1st June 2017

There are better ways of borrowing...

Not impressed with customer service over the phone. Staff patronising to the customer, when tou pay extra payments for your loan, money os taken immediatelly from your current account, but not visible on the loan account for good 3 -4 days. That means you still pay percentage on the loan from the whole summ even tho you did extra payment. Just overall not quite good... Reviewed on: 31st May 2017

Rip off

Terrible service with higher than average rates Reviewed on: 30th May 2017

Good unless you wish to increase amount

Been with lloyds since I was 12, quick and easy to organise, however, a little inflexible when circumstances change Reviewed on: 30th May 2017

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