Write a review

Go to business site

Lloyds Bank: Personal Loan reviews

Name: Personal Loan
Rating: 4.39 (60 reviews)

View other Lloyds Bank products

4.39

Based on 60 reviews, last reviewed 1st Jun 2026

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

75%

10%

Latest highest rating:

5

Very respectful and polite staff If I have to interact with staff they are always very good, they listen properly and take time to understand what you are asking about and provide sen... Read more Reviewed on: 1st June 2026

Latest lowest rating:

2

Loan Nightmare! I wasn’t sure about the exact amount of money that I needed to take out with a loan, it turned out that I was at least £2000 short. Although a higher ... Read more Reviewed on: 14th August 2024

Read all reviews Write a review

About this product

Lloyds Bank personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Lloyds Bank personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Lloyds Bank personal loan, we'd love you to write a quick review too.

Review Lloyds Bank: Personal Loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Lloyds Bank Personal Loan reviews (60)

Very respectful and polite staff

If I have to interact with staff they are always very good, they listen properly and take time to understand what you are asking about and provide sensible feedback in a respectful manner Reviewed on: 1st June 2026

One of the top three banks

I have had a few banks over the years and they are one of the best Reviewed on: 16th May 2026

Just fantastic

Easy application, clear and understandable conditions, no problems at all. Money in at speed of light. Reviewed on: 16th April 2026

Great bank, providing a personal touch

Following my daughters sudden death I was left with unexpected costs I went on branch to get advice and a loan. The staff members and manager were so understanding and kind and helped me when I was at my lowest. The branch is in Sheffield, High Street. Reviewed on: 24th March 2026

It’a very good i’m so happy with them

It’a very good i’m so happy with them Reviewed on: 24th March 2026

Replacing our car.

When we needed to replace our car I decided that a personal loan from my bank was the simplest way to fund the purchase as I was not keen on leasing or any form of hire purchase. I applied on line and very quickly received an indication of the amount and cost of a loan and chose the amount I needed and it was credited to my current account very quickly enabling me to buy the car we had chosen without delay. Lloyds provided a simple and efficient way for us - thank you. Reviewed on: 22nd January 2026

It is very accessible and easy to get a settlement q...

It is very accessible and easy to get a settlement quote if needed! You can see how much you have left to pay with just one click of a button- very useful! I am glad that I chose Lloyds to get a loan with! Customer service is also great! Reviewed on: 22nd April 2025

It’s was very easy and quick I got the loan from Llo...

It’s was very easy and quick I got the loan from Lloyds Bank and very helpful maybe I paid lot of interest but at the same time I really needed money which I got it very fast I thanks to Lloyds team for helping me out I really appreciate…thank you….great job Reviewed on: 2nd April 2025

Loan Nightmare!

I wasn’t sure about the exact amount of money that I needed to take out with a loan, it turned out that I was at least £2000 short. Although a higher loan amount wasn’t the problem however changing the loan amount was impossible without having to take a second loan with a much higher interest rate. Lloyds on line service is frankly crap, lacking in human help and advice. If I’d known what I know now either I would have taken out a bigger loan or not taken one out with Lloyds. Reviewed on: 14th August 2024

Lloyds Bank Winchester

The staff at the branch in Winchester are always polite and kind. They take care and trouble to help me manage my personal finances. The building is beautiful and the renovations have been done tastefully. It is always a pleasure to visit this branch. Reviewed on: 28th May 2024

Do you have a different Lloyds Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Payday loan (discontinued)
from Ferratum (inactive company) 4.88 from 1473 reviews
Loans
from Serve & Protect Credit Union 4.89 from 1236 reviews
Personal Loan
from RAC 3.92 from 6 reviews

Want to see more from Lloyds Bank?

Easy Saver
from Lloyds Bank 4.55 from 74 reviews
Cash ISA
from Lloyds Bank 4.51 from 74 reviews
Club Lloyds Current Account
from Lloyds Bank 4.49 from 677 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub