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Lloyds Bank: Personal Loan reviews

Name: Personal Loan
Rating: 4.36 (55 reviews)

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4.44

Based on 55 reviews, last reviewed 22nd Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

75%

11%

Latest highest rating:

5

Replacing our car. When we needed to replace our car I decided that a personal loan from my bank was the simplest way to fund the purchase as I was not keen on leasing o... Read more Reviewed on: 22nd January 2026

Latest lowest rating:

2

Loan Nightmare! I wasn’t sure about the exact amount of money that I needed to take out with a loan, it turned out that I was at least £2000 short. Although a higher ... Read more Reviewed on: 14th August 2024

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About this product

Lloyds Bank personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Lloyds Bank personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Lloyds Bank personal loan, we'd love you to write a quick review too.

Lloyds Bank Personal Loan reviews (55)

Review of the Lloyds Bank, Personal Loan:

quick and efficient

i applied for a personal loan. the application process was quick and easy and the decision on whether i was approved took less than a day. very efficient Reviewed on: 6th November 2017

Quick and Easy

I needed a load and Lloyds were really helpful and gave great advice on how i should go about managing this loan along side my other account in order for it to not affect my credit. which i think is needed for anyone. i have had no problems so far with the loan and would recommend it to anyone. Reviewed on: 29th June 2016

Excellent

Always pleased with the service and contact I receive & my loan is really easy to manage using the app on my phone. I regularly get updates and texts so I always know what's going on Reviewed on: 28th June 2016

Easy and so quick

I applied for a loan on line and got an immediate answer that I was approved. I sourced a car the day after and came home, clicked that I wanted the loan and the money immediately appeared in my account. Amazing service and so quick. No stress involved on waiting on decisions of having to wait for the money. Reviewed on: 16th May 2016

Very helpful

The loan was to my needs and when I couldn't manage a repayment one month they kindly gave me more time to sort it. Can't fault them! Reviewed on: 27th April 2016

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