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London Capital Credit Union: Savings reviews

Name: Savings
Rating: 4.82 (386 reviews)

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4.82

Based on 386 reviews, last reviewed 12th Jun 2025

33300% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

87%

10%

Latest highest rating:

5

Great experience This is my first loan with LCCU and I did not have any difficulty in applying for a loan. I also contacted customer services and they were very helpfu... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

It’s very bad. It’s very bad. I feel like waste of money. thinking to sign out Reviewed on: 4th June 2025

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About this product

London Capital Credit Union Savings reviews (386)

Review of the London Capital Credit Union, Savings:

Not helpful

Got declined even tho I can afford a loan after waiting 8 days Reviewed on: 22nd May 2025

Reply from London Capital Credit Union Hi Aaron, Thank you for your feedback, and we’re sorry for the delay and disappointment. As an ethical lender, we ask members to save first to show affordability and ensure manageable repayments. Response date: 23rd May 2025

I have heard many good things about you.

I have not had that much experience but from what I have heard about you people is what made me join. And I am about to recommend someone to join too. Reviewed on: 4th June 2025

I’ve been with London capital credit union for 12 ye...

I’ve been with London capital credit union for 12 years . I can recommend them . Reviewed on: 4th June 2025

I love that I can save alongside my loan and indepen...

I love that I can save alongside my loan and independent of it. it's allowed me to save a substantial amount which I've never been able to do before. Credit union are always on hand to give good advice for your best interest. Reviewed on: 4th June 2025

It’s very bad.

It’s very bad. I feel like waste of money. thinking to sign out Reviewed on: 4th June 2025

Reply from London Capital Credit Union Hi Tenzin, We’re sorry to hear that you are not satisfied. We would love to assist you. Any money you save through the credit union is for your savings, which remain accessible to you. Could you please clarify how you feel you've wasted your money? Additionally, membership is free. Feel free to email us at [email protected] for further assistance. Response date: 5th June 2025

So simple. ethical and user friendly!!

I really appreciate the Service that the London and Capital Credit Union provides me with. My finances are very tight at the moment, and it is easy to run out of funds at the end of the month. I transfer £25 from my Building Society account to my Credit Union Savings account the day after my money comes in as an emergency buffer. I can then transfer it back to my account and withdraw it if I need it, or leave it in there to build up some savings. I am also looking forward to paying in an amount to my Prize Saver account to build up some more savings, and to be in with a chance of winning the £5000 monthly prize! The staff have aways been clear, friendly and helpful, and I like the thoughtful and colourful new App design. It's a great and ethical service, whether you are struggling/juggling financially or not!! Many thanks London and Capital CU! Reviewed on: 4th June 2025

Reply from London Capital Credit Union Hi Katy, Thank you for sharing your experience. We’re glad our services help you manage your finances and build savings, especially during tight times! It’s great to hear you find our app user-friendly and our team helpful. Whether you’re saving for emergencies or hoping to win with PrizeSaver, we’re here to support you. Thanks for being a valued member of London Capital Credit Union! Response date: 6th June 2025

Really helpful and supportive experience,

Really helpful and supportive experience, staff help you make the right decision and don't focus on selling loans Reviewed on: 4th June 2025

Very prompt in answering queries.

Very prompt in answering queries. Excellent customer service. Reviewed on: 4th June 2025

Smoothly and easily to access any loan with good...

Smoothly and easily to access any loan with good percentage interest Reviewed on: 4th June 2025

They are really helpful and understanding

They are really helpful and understanding Reviewed on: 4th June 2025

Good to save

I haven’t needed anything other than to save. I never see who wins the cash prizes each week or month, so not sure if people actually win this thing. I hope if I ever need a loan that it’s successful and I get a good rate. Reviewed on: 4th June 2025

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