Smart Money People Logo

Loqbox: Credit report and building reviews

4.75
Based on 1,129 reviews, last reviewed 10th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

2

Gruelling experience from my time with LOQBOX I was a Loqbox customer for nearly three years and wanted to try their credit products and was attracted by their Loqbox save feature. I have written ... Read more Reviewed on: 10th March 2026
Sam's avatar
Sam

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit report and building reviews (1129)

Review of the Loqbox, Credit report and building:

Built my credit score up slowly and surely and very...

5
Built my credit score up slowly and surely and very transparent. Reviewed on: 23rd May 2024

I started with doubts of meeting up because of my fi...

5
I started with doubts of meeting up because of my financial problems, but I’m glad I did it! Reviewed on: 30th May 2025

I have been able to save this is my 2nd year and now...

5
I have been able to save this is my 2nd year and now signed by for 3rd Reviewed on: 30th May 2025

Been very good and I appreciate the service I’ve lik...

5
Been very good and I appreciate the service I’ve liked the fact that after 1 year I actually have saved money Reviewed on: 30th May 2025

I think loqbox is underrated my experience with them...

5
I think loqbox is underrated my experience with them has been fantastic. Reviewed on: 30th May 2025

Inexpensive, smooth and professional way to improve...

5
Inexpensive, smooth and professional way to improve your personal credit score. Reviewed on: 30th May 2025

Credit score building

5
Great tool to use to build up my credit score, simple, easy and uncomplicated. Highly recommended. Reviewed on: 30th May 2025

It’d a great way to get your credit back on track.

5
It’d a great way to get your credit back on track. Plus you can save aswell, and at the end of the 12 months you can withdraw it, pleasant surprise. Reviewed on: 30th May 2025

Good for young people

5
Good for young people trying to get a good start at building their credit score Reviewed on: 30th May 2025

Very good it really does effect the credit rating ma...

5
Very good it really does effect the credit rating makes it go up. Reviewed on: 30th May 2025

Simplistic to use and really useful.

5
Simplistic to use and really useful. Would highly recommend. Reviewed on: 29th May 2025