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Loqbox: Credit report and building reviews

4.75
Based on 1,127 reviews, last reviewed 22nd Nov 2025
100% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

1

Loqboc is misleading and dishonest - AVOID In my personal experience, Loqbox is the most misleading financial products I’ve ever used. I believed I was signing up for a simple tool to help imp... Read more Reviewed on: 22nd November 2025
Mr RM's avatar
Mr RM

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit report and building reviews (1127)

Review of the Loqbox, Credit report and building:

A scam! Please Avoid

1
This service is truly woeful. I paid as a member for over 2 years, and saw no benefit to my credit score. The points promise they offer is only valid if you've been a customer for over 5 years. Your credit score will go down not up. DON'T USE THIS!!!!! Reviewed on: 11th May 2023

Good service that has consistently improved my Credit

5
Good service that has consistently improved my Credit Score over time. Reviewed on: 8th July 2025

Had a positive impact almost immediately on my rating!

5
Had a positive impact almost immediately on my credit file. Great service and added additional products along the way. Reviewed on: 8th July 2025

Great for improving my credit score, easy to use!

5
Great for improving my credit score, easy to use! Reviewed on: 8th July 2025

I've started 4 months ago and its a really good way...

4
I've started 4 months ago and its a really good way to get your credit score up Reviewed on: 8th July 2025

It’s good and help to booster your Savings as well a...

4
It’s good and help to booster your Savings as well as credit Reviewed on: 6th July 2025

No real explanation of any value

2
No real explanation of any value Reviewed on: 3rd July 2025

Increased my credit score enough to finally get a cr...

4
Increased my credit score enough to finally get a credit card. Would defo recommend! Reviewed on: 2nd July 2025

Swift Rise in Credit in No Time

5
I had bad credit and wanted to rebuild it. Loqbox has been an amazing tool for that. My credit has rosen alot and still going. Would definitely recommend. Reviewed on: 2nd July 2025

It’s helped my credit score grow in a short amount o...

5
It’s helped my credit score grow in a short amount of time hoping it goes up more but it’s grew since Reviewed on: 1st July 2025

They helped my score increase by 50 points

5
They helped my score increase by 50 points Reviewed on: 1st July 2025