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Loqbox: Credit report and building reviews

4.75
Based on 1,127 reviews, last reviewed 22nd Nov 2025
100% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

1

Loqboc is misleading and dishonest - AVOID In my personal experience, Loqbox is the most misleading financial products I’ve ever used. I believed I was signing up for a simple tool to help imp... Read more Reviewed on: 22nd November 2025
Mr RM's avatar
Mr RM

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit report and building reviews (1127)

Review of the Loqbox, Credit report and building:

Dont dare to trust this company

1
DONT DARE SUBSCRIBING WITH THIS CREEPY LEGAL SCAM COMPANY. This Loqbox advert slogan is promising to give you at least 25 points monthly score from your CS. But my main purpose is just to strictly save at least £20/month. I got bated to subscribe from their advert slogan. That while you save, you increase your credit score at least 25 pts per month. Then right after a month, I realised that there was no changes from my score that belongs from them apart from my new score that I registered to vote. Then, as I read the public blogs and saw their policy that their promise to increase your score is only about 25 pts in a year. So, I got awaken and realised that this company is making some kind of tricks to people to make them believe that saving your money to them is weigh better. And when I tried to opt out, I suddenly saw in their system that I was a premium member. Theyre charging me £2.50/week. That's too creepy isn't it??? I try to trust them to possibly to make my money earn but not to loose them. Ive contacted their service now. But they sound to be so firm to not to loose the money they got from me. Many companies in UK, once they realise some kind of maybe a little mistake or any changes in mind of their customers. Most of them they would help you do what you wanna do. Delete subscription and refund and even pay compensation. But this creepy Lowbox appears to eager to get ahead in the market. If this bandit company only includes their charges for joining them in their advert. I bet very very few could only be trapped in their business. My mind is calm and ok. I strongly believe my feedback here is not about my being outrageous against their system. But its a fair and very realistic. Tthis company should not be in the market. Imagine if they can bate 1million people charging them secretly for £10/month.. wow!!! Thats a lot of money isn't it.. BE CAREFULL PEOPLE.. Reviewed on: 28th August 2023

Top-Notch and Outstanding Services

5
Their service is a five star experience, as far as I'm concerned. These guys are top-notch when it comes to customer service. More importantly, the result of their intervention is obvious and evident. Respect to you guys. Vincent Reviewed on: 14th July 2025

Excellent service

5
They are quick to respond to queries and offer a ton of helpful tips and advice as well as providing manageable products Reviewed on: 14th July 2025

It's worth it!

5
I got Loqbox after feeling like I'd never be able to better my credit and its been a great help Reviewed on: 14th July 2025

Its so simple it's cleare its good

5
Its so simple it's cleare what loqbox are doing and eaven clearer what the customer to do its good simple and afficient I am happy with the service and glad to see the immidiat results my credit score just raising! Reviewed on: 13th July 2025

Useless support

3
Very difficult to get support, impossible to really talk or chat with a human being, only by mail and it takes long time. Support is useless. Reviewed on: 13th July 2025

I am happy with the services provided

5
I am happy with the services provided Reviewed on: 13th July 2025

Excellent customer service never hesitate to help an...

5
Excellent customer service never hesitate to help and a really useful tool for reaching financial goals. Reviewed on: 13th July 2025

Not been with laqbox for long and jot experienced mu...

5
Not been with laqbox for long and jot experienced much so far Reviewed on: 13th July 2025

My experience was good my credit was very bad and lo...

5
My experience was good my credit was very bad and loqbox grew it in about 2 months and I was able to get a loan Reviewed on: 12th July 2025

My credit is growing ever since l started with loqbox

4
My credit is growing ever since l started with loqbox Reviewed on: 12th July 2025