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Loqbox: Credit report and building reviews

4.75
Based on 1,127 reviews, last reviewed 22nd Nov 2025
100% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

1

Loqboc is misleading and dishonest - AVOID In my personal experience, Loqbox is the most misleading financial products I’ve ever used. I believed I was signing up for a simple tool to help imp... Read more Reviewed on: 22nd November 2025
Mr RM's avatar
Mr RM

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit report and building reviews (1127)

Review of the Loqbox, Credit report and building:

They would make your days too miserable dealing with them once you join them.

1
This company is for sure not properly regulated by the Government. They advert a slogan of saving with them of at least £20 a month. Not only you save but they promise to make your credit score go to the ceiling. I dont care about credit score. I dont need it. When I signed up to save with them to give it a try. Oh my gosh! I discovered there a hidden weekly charge of £2.50 per week. Of course who in the right sense of mind would save and loose their money. So, I opted out to cancel my account with them. But as they already charge me £10 with their charge. My money has no way out to get back to my bank account. Its been more than a week of stress already dealing with them, But they seem too creepy to deal with. Their condition, for you to refund your money, they would ask you to open a new bank account where they would transfer it. WHATS THAT FOR? For them to receive a commissions from the bank where you open an account.. WHAT DISGRACEFUL AND TOO COMPLICATED COMPANY TO DEAL WITH. Reviewed on: 2nd September 2023

Top-Notch and Outstanding Services

5
Their service is a five star experience, as far as I'm concerned. These guys are top-notch when it comes to customer service. More importantly, the result of their intervention is obvious and evident. Respect to you guys. Vincent Reviewed on: 14th July 2025

Excellent service

5
They are quick to respond to queries and offer a ton of helpful tips and advice as well as providing manageable products Reviewed on: 14th July 2025

It's worth it!

5
I got Loqbox after feeling like I'd never be able to better my credit and its been a great help Reviewed on: 14th July 2025

Its so simple it's cleare its good

5
Its so simple it's cleare what loqbox are doing and eaven clearer what the customer to do its good simple and afficient I am happy with the service and glad to see the immidiat results my credit score just raising! Reviewed on: 13th July 2025

Useless support

3
Very difficult to get support, impossible to really talk or chat with a human being, only by mail and it takes long time. Support is useless. Reviewed on: 13th July 2025

I am happy with the services provided

5
I am happy with the services provided Reviewed on: 13th July 2025

Excellent customer service never hesitate to help an...

5
Excellent customer service never hesitate to help and a really useful tool for reaching financial goals. Reviewed on: 13th July 2025

Not been with laqbox for long and jot experienced mu...

5
Not been with laqbox for long and jot experienced much so far Reviewed on: 13th July 2025

My experience was good my credit was very bad and lo...

5
My experience was good my credit was very bad and loqbox grew it in about 2 months and I was able to get a loan Reviewed on: 12th July 2025

My credit is growing ever since l started with loqbox

4
My credit is growing ever since l started with loqbox Reviewed on: 12th July 2025