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Loqbox: Credit report and building reviews

Name: Credit report and building
Rating: 4.75 (1128 reviews)

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4.75

Based on 1,128 reviews, last reviewed 2nd Feb 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

86%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025

Latest lowest rating:

1

Zero result / false advertising I signed up based on advertising and the promise to help shift my credit rating. However 6 months passed, i made the payments, but the result is zero.... Read more Reviewed on: 2nd February 2026

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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit report and building reviews (1128)

Review of the Loqbox, Credit report and building:

Built my credit score up slowly and surely and very...

Built my credit score up slowly and surely and very transparent. Reviewed on: 23rd May 2024

Nice i like it

Nice i like it thanks this a best Reviewed on: 24th June 2025

amazing team & this has put me on a better financial...

amazing team & this has put me on a better financial path for the future. Reviewed on: 24th June 2025

My credit score is already going up

I signed up because my credit score is extremely poor, and decided to give this a go, and I can honestly say even after just my first payment it’s building up. And so glad I’ve done it. Reviewed on: 24th June 2025

Very helpful on building credits and beyond

Very helpful on building credits and beyond Reviewed on: 24th June 2025

I was recommended by a friend, a little sceptical to...

I was recommended by a friend, a little sceptical to start with, however within a couple of months I could see the benefits and my credit score is climbing higher and faster than I could ever imagined, it's very easy to use and very very true too Reviewed on: 24th June 2025

I signed up for loqbox to improve my credit rating,...

I signed up for loqbox to improve my credit rating, it’s been a slow climb but loqbox really helps! Reviewed on: 24th June 2025

I am a student who had a lower credit score.

I am a student who had a lower credit score. Loqbox gave me the opportunity to build a score without having to spend money. It also helps save money which a lot of credit companies don’t offer. Reviewed on: 24th June 2025

Not happy

They will not let you pick your direct debit day which makes it impossible to keep track of when payments are due Reviewed on: 24th June 2025

Friendly and on point and always want to help.

Friendly and on point and always want to help. Reviewed on: 24th June 2025

Loqbox really has helped improve my credit score to...

Loqbox really has helped improve my credit score to now above average. This was after my bankruptcy period ended Reviewed on: 24th June 2025

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