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Loqbox: Credit report and building reviews

4.75
Based on 1,127 reviews, last reviewed 22nd Nov 2025
100% decrease in 5 star reviews
in the past 90 days
86% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
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7%
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1%
See only 2 star reviews
1%
See only 1 star reviews
5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

1

Loqboc is misleading and dishonest - AVOID In my personal experience, Loqbox is the most misleading financial products I’ve ever used. I believed I was signing up for a simple tool to help imp... Read more Reviewed on: 22nd November 2025
Mr RM's avatar
Mr RM

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit report and building reviews (1127)

Review of the Loqbox, Credit report and building:

Build your credit score and save money

5
Build your credit score and save money Reviewed on: 9th June 2025

Loqbox: A Smarter Way to Boost Your Credit

5
Loqbox is a fantastic tool for anyone looking to build or improve their credit score while saving money. It’s easy to use, with a clean interface and a simple setup process. What sets it apart is how it combines credit building with savings — a win-win for financial wellness. The fact that there’s no interest or fees (unless you choose optional extras) makes it a risk-free way to boost your credit profile. I also appreciate how transparent and supportive their customer service is. Overall, Loqbox is a smart and practical choice for better financial health. Reviewed on: 8th July 2025

I used loqbox save to save up some funds over a peri...

5
I used loqbox save to save up some funds over a period of time and loqbox rent to build my credit score same as the loqbox grow. It was transparent and very good customer service Reviewed on: 8th July 2025

Loqbox is a great way to restore a healthy credit sc...

5
Loqbox is a great way to restore a healthy credit score Reviewed on: 8th July 2025

Very helpful service, boosts credit histories.

5
Very helpful service, boosts credit histories. Would recommend them to people wanting to build their credit scores without using credit cards Reviewed on: 8th July 2025

Life changing for my credit

5
I started using Loqbox when my credit score felt like it was beyond saving. Since then, I’ve seen a real improvement and finally feel like there’s a way out of the bad credit hole I was stuck in. It’s been a simple, stress-free way to build credit without needing to borrow money in the traditional sense. The fact that it also helps with saving is a huge bonus. Loqbox has genuinely given me hope and a clear path to better financial health — something I didn’t think was possible a year ago. I’d recommend it to anyone trying to rebuild their credit the smart way Reviewed on: 8th July 2025

Very easy to use and friendly service.

5
Very easy to use and friendly service. Definitely wish I started using it sooner Reviewed on: 8th July 2025

Really easy and quick to set up.

5
Really easy and quick to set up. No fuss and was done within 5mins Reviewed on: 8th July 2025

Love Loqbox I do one every year

5
Love Loqbox I do one every year it’s a great way to save and build your credit I do one in jan so I have money at Christmas Reviewed on: 8th July 2025

Great product.

5
Great product. Has helped my credit rating after only a few months. Reviewed on: 8th July 2025

Improved my credit score in the first2 months !

5
Improved my credit score in the first2 months ! Reviewed on: 8th July 2025