Write a review

Go to business site

Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2165 reviews)

View other Manchester Credit Union products

4.93

Based on 2,165 reviews, last reviewed 6th Mar 2026

42% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

Read all reviews See your review

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2165)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

I like the revolving family loan, it helps me out ev...

I like the revolving family loan, it helps me out every few months as i can restart the loan and take out what i’ve payed back in! Reviewed on: 13th June 2025

The loans are easy to apply for, they help out massi...

The loans are easy to apply for, they help out massively, I’ve been with credit union for a few years and not had a single problem. Reviewed on: 13th June 2025

Credit union helps with loans

Credit union not only helps with loans of all kinds. I have the family loan and ita doesn't just help you with a loan but it helps you save too Reviewed on: 13th June 2025

Fantastic experience with knowledgeable staff

Fantastic experience with knowledgeable staff Reviewed on: 13th June 2025

iv been with credit union for years

iv been with credit union for years it's so helpful when you need access to a loan or renewal of a loan its easy an smooth plus the app is excellent to use an very easy Reviewed on: 13th June 2025

Very helpful , and app always keeps me updated

Very helpful , and app always keeps me updated Reviewed on: 13th June 2025

I never expected the loan I was granted.

I never expected the loan I was granted. I just wanted to give it a try and I meant the requirements. Reviewed on: 13th June 2025

great help

good for little loans and savings helped me massively Reviewed on: 13th June 2025

I've used MCU for 6 years now, communication is fant...

I've used MCU for 6 years now, communication is fantastic eve ry single time. Reviewed on: 13th June 2025

Wonderful service and helps families who struggle

Wonderful service and helps families who struggle Reviewed on: 12th June 2025

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday loan (discontinued)
from Cash4uNow (inactive company) 1.00 from 4 reviews
Loans
from Koyo 5.00 from 2 reviews
Personal Loan
from TSB 3.43 from 20 reviews

Want to see more from Manchester Credit Union?

Savings
from Manchester Credit Union 4.90 from 480 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub