Write a review

Go to business site

Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2172 reviews)

View other Manchester Credit Union products

4.93

Based on 2,172 reviews, last reviewed 12th Mar 2026

41% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great easy helpful any queries handled sufficiently Great easy helpful any queries handled sufficiently Reviewed on: 12th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

Read all reviews See your review

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2172)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

It’s always quick and easy to use

It’s always quick and easy to use Reviewed on: 12th June 2025

Helped me out massively in the past, very quick and...

Helped me out massively in the past, very quick and easy to apply. The app is great for contacting via message. Reviewed on: 12th June 2025

Excellent

Exactly what I needed can get top up straight away Reviewed on: 12th June 2025

The loan application process was smooth and money wa...

The loan application process was smooth and money was in my account same day Reviewed on: 12th June 2025

Always been very helpful when applying for loans

Always been very helpful when applying for loans Reviewed on: 12th June 2025

They have teach me a lot and how to save and how I a...

They have teach me a lot and how to save and how I always can contact them when need help as single mother there service has been excellent Reviewed on: 12th June 2025

Amazing always very helpful when speaking to the team.

Amazing always very helpful when speaking to the team. Reviewed on: 12th June 2025

From very 1st joining i have found mcu to be amazing...

From very 1st joining i have found mcu to be amazing great customer support and compassion Reviewed on: 12th June 2025

Amazing helpful

I was turned down for a loan and credit union helped me get one and back on track with my finances Reviewed on: 12th June 2025

Always very helpful and friendly whenever we have ne...

Always very helpful and friendly whenever we have needed a little extra money. Staff very efficient, always respond as quick as they can. Reviewed on: 12th June 2025

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Home credit (discontinued)
from Morses Club (inactive company) 2.87 from 34 reviews
Loan
from Fair For You 4.96 from 7139 reviews
Personal Loan
from Monzo 4.92 from 122 reviews

Want to see more from Manchester Credit Union?

Savings
from Manchester Credit Union 4.90 from 480 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub