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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2165 reviews)

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4.93

Based on 2,165 reviews, last reviewed 6th Mar 2026

42% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2165)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Great people

Great and welcoming company I been with the credit union for 2 years. The staff have always been helpful and excellent with the customer service. Very quick to reply to messages Reviewed on: 12th June 2025

They are a great option when your struggling and hav...

They are a great option when your struggling and have always been there to help if I have needed support. Reviewed on: 12th June 2025

Very helpful when setting up and easy to manage and...

Very helpful when setting up and easy to manage and save money Reviewed on: 12th June 2025

They are great loaning company and have savings as w...

They are great loaning company and have savings as well. Reviewed on: 12th June 2025

Very good customer service nothing is ever a hassle...

Very good customer service nothing is ever a hassle to the staff Reviewed on: 12th June 2025

Great service all round customer service and service...

Great service all round customer service and services 10 out of 10 Reviewed on: 12th June 2025

Manchester Credit Union Review

Manchester Credit Union has helped me when I have needed money in a fast and helpful manner , the savings account aspect of the loans is a great idea and is also helpful for money needs when the loan has been repaid. I love recommending credit unions to friends and family. Reviewed on: 12th June 2025

Mcu has supported me to consolidate my loan and that...

Mcu has supported me to consolidate my loan and that has made it worthy and convenient too Reviewed on: 12th June 2025

MCR are quick at responding, really helpful and reli...

MCR are quick at responding, really helpful and reliable. Also accurate with payments and customer service is also brilliant Reviewed on: 12th June 2025

Excellent all round

The app is quick and easy to use and when calling about a query MCU has excellent customer service which is speedy and reliable Reviewed on: 12th June 2025

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