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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2174 reviews)

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4.93

Based on 2,174 reviews, last reviewed 13th Mar 2026

46% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2174)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Brilliant

Staff are always helpful, you can save aswell as pay back your loan without even noticing. Reviewed on: 11th June 2025

Review pats

Very helpful and staff are great for helping guide you through the app when struggling Reviewed on: 11th June 2025

Really helpful during the application process althou...

Really helpful during the application process although it was a little clunky as I was rejected several times before being accepted. The loan however has completely changed my life and I’m very grateful for the organisation and process Reviewed on: 11th June 2025

I’ve never had a problem and been treated with respe...

I’ve never had a problem and been treated with respect also explained everything clearly Reviewed on: 11th June 2025

Always happy to help with any enquiry’s I’ve had qui...

Always happy to help with any enquiry’s I’ve had quick and easy to use. Reviewed on: 11th June 2025

Great customer service and easy loan application

Great customer service and easy loan application Reviewed on: 11th June 2025

Great Service!

From start to finish everything was smooth and no hassle. It’s was great service Reviewed on: 11th June 2025

I was able to get the help when I really needed it a...

I was able to get the help when I really needed it and the person dealing with this was so helpful and kind Reviewed on: 11th June 2025

Easy to use portal to access loans and top up loans...

Easy to use portal to access loans and top up loans immediately 24/7. Site very easy to use and navigate. Low interest rates and the lack of credit check for family loans is really helpful for those who have low credit scores. Reviewed on: 11th June 2025

Really helped a lot in time of a crisis.

Really helped a lot in time of a crisis. Easy to pay back, good payment scheme and low cost. I would definitely recommend Manchester Credit Union. I can't thank them enough for the support. Reviewed on: 11th June 2025

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