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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2172 reviews)

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4.93

Based on 2,172 reviews, last reviewed 12th Mar 2026

41% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great easy helpful any queries handled sufficiently Great easy helpful any queries handled sufficiently Reviewed on: 12th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2172)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Very Helpful thanks

They are there Whenever you need a help they are the best Credit Union! Reviewed on: 19th May 2022

Great credit union

Great credit union that helps people with their money. I save to my credit union account by making a monthly payment through my employer. Reviewed on: 19th May 2022

great scheme

the website is excellent, and easy to use to get in touch with an actual human being is a big plus should you need too well CU Reviewed on: 19th May 2022

Excellent service

Very easy and straightforward service to use. Excellent services offer by Manchester credit union. Great customer service. Reviewed on: 19th May 2022

Simple savings and helping others

I was one of the first to join the Union and have been paying in a small monthly amount ever since. It mounts up and is also helpful for others needing loans. Reviewed on: 19th May 2022

Friendly and professional customer service

So easy to apply and no extortionate APR and fees. Reviewed on: 19th May 2022

Dependable

Great customer service, website is easy to use, you are able to see your savings and you can easily add or reduce how you save. Overall best lender with minimal intrest. Reviewed on: 19th May 2022

All great

great service everything can be done online Reviewed on: 19th May 2022

Superb!

Great service, completely stress free, very helpful staff and really well managed service! I wish I had known of MCA a very long time ago, I would have avoided a lot of these terrible companies. I feel well looked after, it’s easy to communicate, your advised well, should you get in financial trouble, the rate is amazingly good, it’s almost unbelievable! A company that truly puts you first! Thank you for your service Reviewed on: 19th May 2022

Easy to use

Great value & customer service, no messing Reviewed on: 19th May 2022

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