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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2174 reviews)

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4.93

Based on 2,174 reviews, last reviewed 13th Mar 2026

46% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2174)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Great for savings. Great for Loans

Been saving with Manchester Credit Union for a while now but needed a loan to install Loft insulation. Loan was approved in a matter of hours with a very easy online process and the money was in my Bank Account the same day. Reviewed on: 18th May 2022

Friendly customer service, helpful, great way of saving, efficient and quick response

Never had a problem and always there for my needs, brilliant Reviewed on: 18th May 2022

Five Star Service

I can highly recommend MCU. They provided a quick and efficient application process, and answered all my questions swiftly. Great service throughout the process. Thanks MCU team! Reviewed on: 18th May 2022

Great service

Manchester credit union gives options to single parents who may not have the best credit rating, as they know they can trust the child benefit repayments. I've recommended them to several other mums, and was told by a fellow mum about it myself. It has been a life saver. Reviewed on: 18th May 2022

A weight off my shoulder!

Manchester Credit Union have been fantastic with me since joining them. The process to apply for a loan was quick and simple. MCU have been able to help me out tremendously with being able to not only just help back pay my loan off but to help me save too. I have been with MCU for over 2 years now and have never had any problems when it comes to applying, re-paying, and saving. It’s easily accessible for a person such as myself who suffers with anxiety and doesn’t make a decent enough income for me and my child. Being eligible for such a quick and easy loan took a huge weight off my shoulders and I will continue to use their services for as long as I need to. Reviewed on: 18th May 2022

Amazing

They are very helpful through everything that needs to be dealt with would recommend to anyone Reviewed on: 18th May 2022

Excellence of the highest kind

Very understanding, kind and very helpful. Puts you first in every way. Reviewed on: 18th May 2022

Fantastic company

They always deal with any queries with speed and professionalism. Highly recommended. Reviewed on: 18th May 2022

Brilliant.

My experience has been very good. Would reccommend. Reviewed on: 18th May 2022

Fabulous

Quick, Efficient Really helped me, easy and affordable repayments and a great saving tool Reviewed on: 18th May 2022

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