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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2178 reviews)

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4.93

Based on 2,178 reviews, last reviewed 18th Mar 2026

20% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I am experiencing technical difficulties, so I was u... I am experiencing technical difficulties, so I was unable to get communications, MCU could have phoned me but they didn't, so the loan was just sittin... Read more Reviewed on: 18th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2178)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

A good service with good online features

Manchester Credit Union has always been very good for me. Anytime I have had issues they have been quick to respond and help out. The online site is simple and easy to use Any changes to terms have been clearly communicated. Reviewed on: 18th May 2022

FABULOUS SERVICE

I have used my Credit Union for a loan to buy a car to enable me to work. I have disabilities so this was a necessity for being able to do my job. I also use my Credit Union to save up but being safe in the knowledge that can access my savings easily if I need it. The staff have always been quick and efficient in transferring payments. Thank you! Reviewed on: 18th May 2022

I always get family loan child benefit, buy I was in a big mess and they could not help with loan but 2 times they helped and gave me half of my savings

This is the truth an they deserve to be put up there an win because I was suicidal my partner is on hospital bed at home I could not afford electricity to keep that bed on, I didn't even explain to credit union but they helped they care they really do Reviewed on: 18th May 2022

Brilliant company no complains excellent service

Spot on everytime would definitely recommend to family and friends Reviewed on: 18th May 2022

Really easy to use with really helpful customer service

I've had few family loans that have been effordable and easy to pay back. Customer services have been really easy to use a d they are very helpful with any information you may need. Will highly recommend to friends and family. Reviewed on: 18th May 2022

Reliable and great way to save

Really easy to use and understand quick and reliable and great way to save if you struggle to save Reviewed on: 18th May 2022

Wonderful wonderful

It’s just Mark marvellous And can’t wait to tell my friends and family about it so easy to access really friendly staff always help Reviewed on: 18th May 2022

Great way to save

Great way to save and easy to get money out, easy loans if needed at affordable rates to pay back, always telling my friends to use the MCu Reviewed on: 18th May 2022

Fast reliable service

I always get clear communication from the credit union and when I need to access money it's easily done without any fuss, just as it should be. Reviewed on: 18th May 2022

Fantastic

Low interest, helpful and professionals staffs, electronic information sharing including loans agreement, fast and reliable Reviewed on: 18th May 2022

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