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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2174 reviews)

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4.93

Based on 2,174 reviews, last reviewed 13th Mar 2026

50% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2174)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Brilliant friendly fast

Alway have had a brilliant and friendly service from them every time I've had an enquiry Reviewed on: 18th May 2022

Very satisfied with service

You don’t realise how much you save up each month. The money comes in handy for a rainy day. Quick easy online withdrawal and staff to hand when you phone. Highly recommend saving with MCU. Reviewed on: 18th May 2022

MCU is just the best

MCU is good in loans and quick responses Reviewed on: 18th May 2022

AWESOME EXPERIENCE

My very first ever loan in the UK.. fast, very very reliable.. when I mean fast I mean procedure and funds processing.. no hassling.. short on words.. but I will definitely Recommend them to anyone! Very reasonable interest as well.. Reviewed on: 18th May 2022

10/10

Credit union has really helped me out throughout the years! It’s quick an easy an help me save also Reviewed on: 18th May 2022

Good customer service with no discrimination

I joined Manchester credit union when I first moved into the country. I had no credit history and a few months stay in my addresses. I was going on maternity leave with no pay, I tried Manchester credit union to see if I would get a loan to support my self during maternity. To my surprise, my application was successful. I am very happy with their service . Reviewed on: 18th May 2022

Great Account

Great little saver and handy to borrow from too. Reviewed on: 18th May 2022

Amazing

Very easy and straight forward, phenomenal customer service aswell. Reviewed on: 18th May 2022

Fantastic!

As a single parent saving and affording big items can be a struggle credit union make both of these less stressful I’ve been saving with credit union for 5 years takes the pressure of Christmas and birthdays and had a loan once. Can’t recommend enough Reviewed on: 18th May 2022

Brilliant

Excellent service, allows you to control your loan and save at the same time, always friendly staff on the other end of the phone Reviewed on: 18th May 2022

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