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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.92 (2179 reviews)

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4.92

Based on 2,179 reviews, last reviewed 18th Mar 2026

20% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I am experiencing technical difficulties, so I was u... I am experiencing technical difficulties, so I was unable to get communications, MCU could have phoned me but they didn't, so the loan was just sittin... Read more Reviewed on: 18th March 2026

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2179)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Excellent service

Manchester credit union have been a life saver for me, helping out with reasonable and affordable loans Reviewed on: 18th May 2022

Very friendly staff, very easy to apply and top up loans

Staff are extremely helpful and friendly. Easy to apply for affordable loans Reviewed on: 18th May 2022

Reliable, friendly, quick response

Everytime I’ve used credit union it’s always been fast responses. Brilliant customer service and easy website to use. Reviewed on: 18th May 2022

This is the best credit union ever.

MCU has been there when i needed them . you are the best . Thank you. Reviewed on: 18th May 2022

Easy & uncomplicated

I find dealing with MCU easy to navigate quick to respond and Tey help me to save which is very important to me. When ever I've had to speak to someone they have been courtesy and polite. Always fair and honest also. Reviewed on: 18th May 2022

A great community bank.

So easy to save with this bank and safe in the knowledge that their lending is fair unlike the 'big banks'. Reviewed on: 18th May 2022

Life Saving

I can honestly say I would of been in so much debt if i had to borrow off high interest money lenders because I would of been going round in circles MCU made it possible to pay back and still stay out of the deep red and everyone is so helpful never judging you and the money goes in the bank so quickly they take all of the stress of borrowing money away thank you to you all great idea for real people Reviewed on: 18th May 2022

The best place for saving

I have been a member of the credit union for several years. I mainly like the way my savings can help other people and they are very understanding if you need a loan. It is a community bank helping every one. Reviewed on: 18th May 2022

Service

Great service on the phone and the app works really well. Reviewed on: 18th May 2022

Brilliant service

This service has helped me manage and save money Reviewed on: 18th May 2022

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