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Manchester Credit Union: Loans reviews

4.93
Based on 2,163 reviews, last reviewed 4th Mar 2026
66% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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1%
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0%
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0%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026
Natalie P's avatar
Natalie P

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2163)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Excellent

5
Brilliant service helpful and reliable Reviewed on: 11th July 2025

Great service, easy and reliable and even better as...

5
Great service, easy and reliable and even better as you get to save with them also no interest rates on borrowing cannot ask for more Reviewed on: 11th July 2025

Process is very easy and quick.

5
Process is very easy and quick. The interests rates are good. Reviewed on: 11th July 2025

Always been a great help and the customer service is...

5
Always been a great help and the customer service is great Reviewed on: 11th July 2025

It’s really helpful, it’s helped me so much when I d...

5
It’s really helpful, it’s helped me so much when I didn’t have the money, it helps me with my children, so I could take them out on days out and helped me fill my freezer and much more. He’s such an amazing thing ever. People sure use this. Reviewed on: 10th July 2025

Was easy to set up, money received fast and helped w...

5
Was easy to set up, money received fast and helped with managing money and expenses. Reviewed on: 10th July 2025

Been so helpful, comes in handy and te revolving cre...

5
Been so helpful, comes in handy and te revolving credit has been so good Reviewed on: 10th July 2025

Amazing customer service, helped me with my problem...

5
Amazing customer service, helped me with my problem straight away Reviewed on: 10th July 2025

Definitely can't complain

5
I have a recurring family loan and it is the best thing for my families finances, so easy to pay back, never miss a payment, no stress Reviewed on: 10th July 2025

Easy and simple

5
I applied for the first time and I got the loan…. Easy process and user friendly Reviewed on: 10th July 2025

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