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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.92 (2181 reviews)

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4.92

Based on 2,181 reviews, last reviewed 19th Mar 2026

10% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth and easy So much easier easier with the app and Emails Reviewed on: 19th March 2026

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2181)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Community

Quick and efficient response. Always helpful and friendly with any queries. Reviewed on: 18th May 2022

Absolutely brilliant

Always reliable get your money on time when they say you will get it you do. If you don't they sort it straight away they are brilliant Reviewed on: 18th May 2022

Very good

amazing satisfaction fidelity reliability Reviewed on: 18th May 2022

Above and beyond

Since joining Manchester Credit Union I’ve had nothing but amazing customer service all the way. If I’ve spoken to someone on the phone they have always been polite and helpful. The app is easy to navigate around the the family loan I have through them is really really helpful and being able to top it up when it gets to a certain amount is great, I don’t have to worry about the stress of payments as my child goes to them to pay the family loan and then they send the remainder to me. It’s a relaxing helpful company and I would recommend them to anyone. Big thumbs up Manchester Credit Union Reviewed on: 18th May 2022

Fabulous loan advisors and great service

I was helped greatly by MCU who looked at me as a person and not just what the computer says. They spoke to me and went through everything with me before I got my loan to make sure I could afford it. They have helped me pay off my debts and this has helped me build my credit score Reviewed on: 18th May 2022

Loan review

I've been with credit union for years now and I cant recommend them enough Reviewed on: 18th May 2022

Great company

Really impressed by the way my loans are handled. The customer service is always friendly and helpful. Reviewed on: 18th May 2022

Awesome credit union

Best credit union you can join in my humble opinion Reviewed on: 18th May 2022

Easy, quick & fair

Excellent, really helped in a time of need. So easy quick and helpful, thanks! Reviewed on: 18th May 2022

Easy to add and withdraw money

Been using Manchester credit union for a few months now and had no issues putting money on the account or withdrawing. Easy to sign up, just an overall great experience. Reviewed on: 18th May 2022

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