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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.92 (2181 reviews)

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4.92

Based on 2,181 reviews, last reviewed 19th Mar 2026

10% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth and easy So much easier easier with the app and Emails Reviewed on: 19th March 2026

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2181)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Excellent

Credit union has helped me so much when I was struggling, the re payments are low so doesn't add any extra pressure in me, the staff are very helpful too :) Reviewed on: 18th May 2022

Fast and Easy

Simple process, which is easy to follow and complete. Great idea and help for union members. Reviewed on: 18th May 2022

No nonsense.

I have been with Manchester Credit Union for a number of years, absolutely brilliant, borrowing is no hassle whatsoever, quick & easy, payment in to your bank account same day sometimes, I also have a Christmas saver account with Manchester Credit Union, it's made saving so much easier for me, no nonsense, pleasant staff. Reviewed on: 18th May 2022

5* Service

It is very easy and straight forward to join! You hear back within a few days of you joining up and you have regular emails to update you on your application. Staff are professional and helpful, when you call you get through straight away and everything is dealt with in a great manor. Reviewed on: 18th May 2022

It is a grate service

Very easy to access for family's who need support Reviewed on: 18th May 2022

Great way to consolidate debts and not pay extortionate interest. Bonus is you save at the same time!

I have used Manchester Credit Union multiple times over the years and it has helped me save money and order my finances. Reviewed on: 18th May 2022

Excellent service

I have been saving I have also had loans which are low repayments Reviewed on: 18th May 2022

Amazing

Very easy to borrow money! Take it exactly when you need! Reviewed on: 18th May 2022

Good Credit Union

MCU is very transparent in its dealings and gives a fair return to its investing members. Reviewed on: 18th May 2022

Excellent turnaround time!

The staff have been highly supportive and resolve issues very quickly at all times. And, the digital experience has remained seamless for over 5 years. Kudos to the team! Reviewed on: 18th May 2022

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