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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.92 (2182 reviews)

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4.92

Based on 2,182 reviews, last reviewed 20th Mar 2026

12% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent and efficient service. Excellent and efficient service. Applied for a loan and was accepted same day. MCU loans are so helpful for a single mum like myself Reviewed on: 20th March 2026

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2182)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Always on hand when I need help

Helps me save and helps me when I'm struggling also. Would and recommended to my friends and family Reviewed on: 18th May 2022

Brilliant and they help you to save

This is fantastic, helped when I needed you cab chose your affordable repayments and you also get savings back Reviewed on: 18th May 2022

Amazing, friendly and quick service.

Friendly customer service, very quick at dealing with applications and never had a problem using them. Reviewed on: 18th May 2022

Great service

Always helpful whenever I need help. Very responsible lenders. Reviewed on: 18th May 2022

A no-hesitation recommendation!

Manchester Credit Union is a name I trust completely. Their set-up is so easy to use and access (even for an autistic technophobe!) I have never had a single issue or difficulty while using their services. They are transparent and friendly and do what they say! Awesome! Reviewed on: 18th May 2022

Help when you need it!

I have been a member for about 25 years, and from a garden gate for our new home all those years ago to refitting the bathroom and more recently helping with savings. I can’t fault the service, it’s ease & straightforwardness. Always friendly, always professional and always there for you. Thank you! Reviewed on: 18th May 2022

Really helpful

Great experience, really helpful staff, always willing to go the extra mile to help families Reviewed on: 18th May 2022

The friendliest staff team!

I have been a member of the Credit Union for almost 20 years. I saved direct from my wages and my savings grew quickly. I saved to help pay for holidays and Christmas time. I also, more recently, was able to take advantage of a high interest saving account and got a great return. But the best thing about our Credit Union is the staff that are employed there. The CEO has been there from the start and is super friendly. All the staff take her lead - it must be a great place to work. They're always so helpful when you need to call. I hope they win this award - they deserve it. Tracey Reviewed on: 18th May 2022

Financial Services that care

Always been very happy with Manchester Credit Union. Supporting social enterprise is important to me, and the service I receive is always excellent. Reviewed on: 18th May 2022

I have been with Manchester Credit for over 10years. Their services are great. I have introduced all my family members to them!

They are good and they use modern technology for transactions which makes life hassle free and less stressful. Reviewed on: 18th May 2022

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