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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.92 (2182 reviews)

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4.92

Based on 2,182 reviews, last reviewed 20th Mar 2026

12% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent and efficient service. Excellent and efficient service. Applied for a loan and was accepted same day. MCU loans are so helpful for a single mum like myself Reviewed on: 20th March 2026

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2182)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Fantastic service

I’ve been using MCU for several years now and I can’t rate them highly enough! Fantastic service and fantastic staff. Reviewed on: 18th May 2022

always there when I need the service

it's the best way to save for them little emergencys or for birthdays and Christmas. the service is very easy to use which makes the process of applying even easier Reviewed on: 18th May 2022

Helped me in a difficult time

The family loan helped me when I was struggling to afford some things Reviewed on: 18th May 2022

Very handy and quick service

Always handy & helpful great service Reviewed on: 18th May 2022

Hassle free!

Really helpful staff, makes everything easy and hassle free. Reviewed on: 18th May 2022

Friendly, helpful, low interest

The best loan you could get! Minimal interest! Friendly service operated by nice people Reviewed on: 18th May 2022

Fantastic

Fantastic & helpful. Really helped me when I needed it, quick and friendly service Reviewed on: 18th May 2022

Brilliant service

The service you provided me was seamless, thank you Reviewed on: 18th May 2022

Efficient, reliable and friendly!

I have been with the credit union for just under a year. Their support has been a huge help to me and my family whilst being on maternity leave. The whole process of opening an account, to applying to a loan and saving with them has been easy. The staff have all been helpful and friendly which is very much appreciated when struggling to complete applications online. Thank you for restoring my faith in loans, I would get another loan with the credit union as the the interest rate is low and affordable. Thank you! Reviewed on: 18th May 2022

Excellent service from Manchester credit union

Its a great way to save money and Manchester credit union provides great service excellent Reviewed on: 18th May 2022

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