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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2164 reviews)

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4.93

Based on 2,164 reviews, last reviewed 6th Mar 2026

58% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2164)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

I get a loan to help me and my family out at times w...

I get a loan to help me and my family out at times when we struggle, sometimes I am able to do a top up loan, this helps me and my family massively. Reviewed on: 7th July 2025

Very handy easy to apply straight forward

Very handy easy to apply straight forward Reviewed on: 7th July 2025

Excellent!

The app is easy to understand and navigate. The staff answer quickly when I call and are very helpful. Reviewed on: 7th July 2025

Manchester credit union loans

Very helpful and honest and never had a problem with haveing a loan from Manchester credit union Reviewed on: 7th July 2025

The family loan has been a saviour for me over many...

The family loan has been a saviour for me over many years and is always made easy to access for parents like me who need the extra help and created a way I can save money without stress Reviewed on: 6th July 2025

I love using credit union it has helped me out so mu...

I love using credit union it has helped me out so much when av been abot low on money and a can top up is really helpfull Reviewed on: 6th July 2025

Manchester credit have always been fantastic never h...

Manchester credit have always been fantastic never had an issue with them service is always quick too Reviewed on: 6th July 2025

Great service.

Great service, quite happy with the service. Reviewed on: 6th July 2025

Highly recommend

I'm so glad I've been with credit union, the app is easy to use. I'm able to withdraw once a certain amount is paid off. And it's nice to see my savings pile up because I'm rubbish at saving. Reviewed on: 6th July 2025

Very quick to get a decision on applying for a loan...

Very quick to get a decision on applying for a loan and good interest rates Reviewed on: 6th July 2025

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