Write a review

Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.94 (852 reviews)

View other Manchester Credit Union products

4.92

Based on 852 reviews, last reviewed 26th Apr 2025

1800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

I love Manchester credit and proud to be a member I use to use my credit union all the time and I have to say I cannot fault them and I see they are still giving even more to there customers I’m very ... Read more Reviewed on: 26th April 2025

Latest lowest rating:

1

POOR customer service Said I would be eligible for a small Loan once i paid off my current balance, then did not help me at all, left very frustrated Reviewed on: 6th August 2024

Read all reviews See your review

About this product

Manchester Credit Union Loans reviews (852)

Review of the Manchester Credit Union, Loans:

Given me the chance I needed.

Manchester credit union. If it wasn’t for Manchester credit union I would still be in unaffordable debt today due to high APR. Manchester credit union gave me a chance they spoke to me about my situation and what they could do to help. From leaving home at 17years of age I got trapped in the cycle of payday loans when my partner fell ill and we had rent, bills etc to pay on one wage, I was offered no support due to me having a “stable carer” and “apparently” earning enough to support us. I wasn’t clued up around anything like this and fell into the easiest option, This then made me stuck in loads of little loans and a giant impact on my relationship and mental health. I decided I had to consolidate all my loans, however due to the effect the payday loans had on my credit score (even though I’ve worked since being 15years old for the same organisation climbing the ladder and have paid phone contracts, internet etc) I managed to consolidate my loan with the help of a friend as a guarantor HOWEVER the APR on this was 50% meaning the debt I was in doubled and I found myself in a worse Position than before. I moved back home and with many tears, sleepless nights and research I stumbled across Manchester credit union, I was sceptical at first I wondered what the catch. After a phone call with them I was put very much at ease and was offered advice and support around my situation. The amount I wanted at first was a lot and we need to build a trusting relationship, they offered me a small loan that took straight out of my wages through my employer (I was embarrassed by this at first but we are human) for a very low APR. Six months of paying this small loan which was for over 12months I got in touch again with Manchester credit union to request a bigger loan this time to pay off my overly priced APR loan, Manchester Credit Union was happy well they did more than help they took my details and the company’s I had the high APR loan through and dealt with it all for me obviously updating me with the process along they way, this was very quickly sorted and I had officially half my debt! BUT not only have I halved my debt the loan payments I now pay to Manchester credit union WELL they only take some out and put it in a savings account for you!!! So not only am I getting out of debt I’m saving at the same time. I feel so much relief and very grateful for been given an opportunity that no one else would give me! I could pay the payments I was just never given the trust to show this. THANK YOU Reviewed on: 10th July 2021

They are very supportive Also tell you where you are...

They are very supportive Also tell you where you are in your credit ... Reviewed on: 10th March 2025

The whole experience was very easy and fast and answ...

The whole experience was very easy and fast and answered any questions I had with care and fast response. Reviewed on: 10th March 2025

So very easy to deal with everything is made so...

So very easy to deal with everything is made so simple Reviewed on: 7th March 2025

Quick response, great service , no hassle .

Quick response, great service , no hassle . Very well organised Reviewed on: 6th March 2025

Very fast and efficient as always

Very fast and efficient as always Reviewed on: 3rd March 2025

Excellent

It was really quick and easy experience. Liked the simplicity of the application process xx Reviewed on: 3rd March 2025

Very much satisfied

Overall I’m satisfied with the service and the process which I gone through. Reviewed on: 2nd March 2025

Needed loan to consolidate debts urgently.

Needed loan to consolidate debts urgently. Loan was approved within days of application, highly recommended, and rates are excellent. Reviewed on: 1st March 2025

Very helpful people.

Very helpful people. Put me at ease while choosing a loan. Would highly recommend them. Reviewed on: 28th February 2025

Really quick and professional, would highly recommen...

Really quick and professional, would highly recommend and really affordable pay back. If you need to borrow the credit union are the one to be with. Can’t thank them enough for the help Reviewed on: 24th February 2025

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Bradford District Credit Union 4.88 from 401 reviews
Loans
from Scotwest Credit Union 5.00 from 2 reviews
Personal Loan
from Post Office 3.99 from 176 reviews

There's still more to see!

Manchester Credit Union has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub