Smart Money People Logo

Manchester Credit Union: Loans reviews

4.94
Based on 2,128 reviews, last reviewed 9th Jan 2026
171% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Excellent service very fast and effective Reviewed on: 9th January 2026
Joanne b's avatar
Joanne b

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2128)

Review of the Manchester Credit Union, Loans:

Quick and fare

5
Mcu are great. Very fast at doing what you need also great for savings . Friendly people Reviewed on: 12th August 2021

Helpful and I’ve been valued for not only being a si...

5
Helpful and I’ve been valued for not only being a single parent with the life changing costs but MCA have been a big help! Reviewed on: 3rd December 2025

Fast friendly and helpful staff , very professional...

5
Fast friendly and helpful staff , very professional and calls are dealt with in a timely manner Reviewed on: 3rd December 2025

Credit union is really good the saving feature and l...

5
Credit union is really good the saving feature and loans are far and affordable Reviewed on: 2nd December 2025

Fantastic service, prompt and efficient

5
Fantastic service, prompt and efficient Reviewed on: 28th November 2025

They are amazing and help with everything I need

5
They are amazing and help with everything I need Reviewed on: 26th November 2025

Ive never really had to speak to anyone its all been...

5
Ive never really had to speak to anyone its all been handles through the app Reviewed on: 25th November 2025

Very good service and very helpful customer service

5
Very good service and very helpful customer service Reviewed on: 21st November 2025

Excellent all areas, great customer service, very fa...

5
Excellent all areas, great customer service, very fast service and the app is great too Reviewed on: 20th November 2025

Great company always helps near Christmas

5
Great company always helps near Christmas Reviewed on: 19th November 2025

Fantastic

5
Fantastic service and always there to help Reviewed on: 19th November 2025

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Manchester Credit Union?

    View all products