Smart Money People Logo

Manchester Credit Union: Loans reviews

4.93
Based on 2,165 reviews, last reviewed 6th Mar 2026
58% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026
Natalie P's avatar
Natalie P

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2165)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Really good Great customer service

5
Really good Great customer service Reviewed on: 1st July 2025

Really great experience.

5
Really great experience. I love how easy it is to take money from your loan payments Reviewed on: 1st July 2025

Credit union super bee

5
Really helpful and always comes in handy would be lost with out the loans and saving love the bee lottery as well Reviewed on: 1st July 2025

Best loan service

5
I am on my third loan with Manchester Credit Union, and the service is amazing, I get a better value for money than in any other company Reviewed on: 1st July 2025

I have had a fantastic experience with Manchester C...

5
I have had a fantastic experience with Manchester Credit Union. Their customer service is outstanding, staff are friendly, knowledgeable, and willing to help. The loan process was smooth and their service it's same day actually in minutes. It's clear they genuinely care about their members and the local community. Highly recommended for anyone looking for ethical and supportive financial services! Reviewed on: 1st July 2025

Love cridet union , fantastic staff and fabulous ser...

5
Love cridet union , fantastic staff and fabulous service. Always willing to help and great customer service. Id recommend them to everyone been with them for 22 years and never had a bad experience with them. Reviewed on: 1st July 2025

Excellent service and easy to use

5
Excellent service and easy to use Reviewed on: 1st July 2025

Was really quick and no issues staff was really help...

5
Was really quick and no issues staff was really helpful and polite Reviewed on: 1st July 2025

Unbeatable loan and you save at the same time

5
Best loan options with no hide fees and the most amazing helpfull staff there are there via message or just a phone call away and the saving aspect makes it feel alot better as you also saving while paying off your loan so at the end off it your also going to have money this is the only loan ive ever heard to do this Reviewed on: 1st July 2025

Amazing service

5
Always a stress free application Reviewed on: 1st July 2025

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Manchester Credit Union?

    View all products