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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2165 reviews)

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4.93

Based on 2,165 reviews, last reviewed 6th Mar 2026

58% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2165)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

I’ve never had a bad experience and always been help...

I’ve never had a bad experience and always been helped when needed it Reviewed on: 1st July 2025

Disappointing loan options for some families

I uses to be able to get larger loans but now I cannot and can only get the £500 family loan. This is a shame because I never had any problems paying back the bigger loans so having that option taken away from me was a bit annoying Reviewed on: 1st July 2025

Interest free loans that save up for you.

Interest free loans that save up for you. Excellent communication with customer services. Instantly goes into your account. Stops people using them nasty loan sharks that charge ridiculous rates to vulnerable customers. I would highly reccomend MCU Reviewed on: 1st July 2025

Fantastic service, excellent customer care from star...

Fantastic service, excellent customer care from start to finish Reviewed on: 1st July 2025

Easy peasy

Easy to deal with, helpful customer service. Reviewed on: 1st July 2025

Always polite when I call and nothing too much troub...

Always polite when I call and nothing too much trouble when I need to move money. Reviewed on: 1st July 2025

Easy process for a family loan and great rate!

Easy process for a family loan and great rate! Reviewed on: 1st July 2025

Always helpful and support you if you need it

Always helpful and support you if you need it Reviewed on: 1st July 2025

I love the app

I love the. App very easy to use can top up my loan easily or take money from my savings Reviewed on: 1st July 2025

Brilliant service!

Brilliant service!! Totally recommend!!! Reviewed on: 1st July 2025

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