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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2163 reviews)

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4.93

Based on 2,163 reviews, last reviewed 4th Mar 2026

66% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2163)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Great never fail to disappoint, staff are so efficient

Great never fail to disappoint, staff are so efficient Reviewed on: 29th June 2025

Really friendly and reasonable staff that have your...

Really friendly and reasonable staff that have your best interests at heart. Genuine and helpfull service that doesn't exploit financial vulnerable people Reviewed on: 29th June 2025

Staff are always polite and very helpful

Staff are always polite and very helpful Reviewed on: 29th June 2025

I've been with manchester credit union for years the...

I've been with manchester credit union for years they have always helped me when I've been in crisis with financial very easy and understanding to talk to on the phone and the website they r quick with a reply to me anyway Reviewed on: 29th June 2025

Had them for years really helped me out at times whe...

Had them for years really helped me out at times when needed it. Reviewed on: 29th June 2025

HELPS WITH SAVING AND CREDIT RATING

Credit union has helped My build my credit rating and also helps me with my savings, I would highly recommend credit union as an easy way to save and aslo for loans with ridiculous charges added on Reviewed on: 29th June 2025

Credit union as always been very helpful to me never...

Credit union as always been very helpful to me never had any bad responses Reviewed on: 28th June 2025

Always there just when I need them

Always there just when I need them Reviewed on: 28th June 2025

just give it a go!!

easy application and easier renewal with low interest and easy affordable payments so happy with this service Reviewed on: 28th June 2025

Been taking credit union family loans out for a numb...

Been taking credit union family loans out for a number of years and have never had a problems always excellent customer service. Quick payments into my account too. I always use these as a way of saving for my children’s birthdays. Reviewed on: 28th June 2025

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