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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2165 reviews)

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4.93

Based on 2,165 reviews, last reviewed 6th Mar 2026

58% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2165)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Fantastic service.

Fantastic service. There when you need them Reviewed on: 27th June 2025

Amazing helps as a single mum with upkeeping the hou...

Amazing helps as a single mum with upkeeping the house unforseen things breaking and Xmas and birthdays so good for saving too Reviewed on: 27th June 2025

Value for money quick withdrawal and can save as muc...

Value for money quick withdrawal and can save as much or as little as you want Reviewed on: 27th June 2025

Helpful, handy and all round simple

I had a loan from the credit union to help pay off a high interest debt. If it wasn’t for them with there easy, quick and inclusive way of supporting people like me, the stress would have impacted me further and I don’t know what I would have done. Reviewed on: 27th June 2025

They are a good service for lending money

They are a good service for lending money Reviewed on: 27th June 2025

Helping low income families.

I have found using the service of a family loan very helpful and convenient but I think it's a little inconvenient that you aren't eligible for any other loans when you already have a family loan which is £500 if you were aloud a small personal loan would be better for single parents and make a huge difference and help financially. Reviewed on: 27th June 2025

It’s amazing, it helped me so much though out the mo...

It’s amazing, it helped me so much though out the month. And always top when it’s the right account. Reviewed on: 27th June 2025

A real lifeline

The service has always been excellent and a real lifeline for me, helpful and courteous staff who really want to help. Reviewed on: 27th June 2025

Great loan service

Great loan service as you don’t get yourself into debt! Would highly recommend! Reviewed on: 27th June 2025

Help so much

They are amazing with helping that little extra over the months, I have recommended friends who have signed up and has helped them too Reviewed on: 27th June 2025

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