Write a review

Go to business site

Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2165 reviews)

View other Manchester Credit Union products

4.93

Based on 2,165 reviews, last reviewed 6th Mar 2026

49% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

Read all reviews See your review

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2165)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Friendly staff always helpful and understanding

Friendly staff always helpful and understanding Reviewed on: 26th June 2025

I have had a really good experience.

I have had a really good experience. All staff I have ever spoke to have been really helpful and polite. I would definitely recommend. Reviewed on: 26th June 2025

Brilliant

App very easy to use, communication is very good with a quick reply to messages. Easy to access your money and easy to understand Reviewed on: 26th June 2025

Since almost 5 years ago I have been with Manchester...

Since almost 5 years ago I have been with Manchester credit union, I never regret for once. Their staffs are generous and professional. Reviewed on: 26th June 2025

I’ve been saving with this credit union for years, t...

I’ve been saving with this credit union for years, the staff are always helpful, loans are cheaper than going to a lot of banks, easy access to my cash, it’s also a great way to save money having it taken from my wages. They are also great for money advis Reviewed on: 26th June 2025

Helpful when we need it the most

Helpful when we need it the most Reviewed on: 26th June 2025

Overall a great company.

Overall a great company. They help families survive off their family loans, they provide financial support to out difficult times and it’s efficient and generous. Reviewed on: 26th June 2025

MCU Review

Website and app are very user friendly, the team respond quickly and provide excellent service Reviewed on: 26th June 2025

Very helpful.

Very helpful. Friendly staff, app is easy to use and always get a fast response Reviewed on: 26th June 2025

Brilliamt service and friendly and helpful staff!

Brilliamt service and friendly and helpful staff! Reviewed on: 26th June 2025

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Monzo 4.92 from 122 reviews
Short term credit (discontinued)
from Nextcredit (inactive company) 4.56 from 207 reviews
Personal Loan
from The Co-operative Bank 3.25 from 4 reviews

Want to see more from Manchester Credit Union?

Savings
from Manchester Credit Union 4.90 from 480 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub