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Manchester Credit Union: Loans reviews

4.93
Based on 2,165 reviews, last reviewed 6th Mar 2026
49% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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4%
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1%
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0%
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Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026
Natalie P's avatar
Natalie P

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2165)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Easy helpful way of saving / picking your self back...

5
Easy helpful way of saving / picking your self back up when your struggling in a financial situation. Affordable way of lending a loan and paying it back in small amounts! Reviewed on: 26th June 2025

It’s a really good thing to be in

5
It’s a really good thing to be in Reviewed on: 26th June 2025

Exceptional loan service

5
Exceptional customer service quick responses on the app very easy to use Reviewed on: 26th June 2025

I applied for a holiday loan was accepted and in the...

5
I applied for a holiday loan was accepted and in the bank in a matter of hours Reviewed on: 26th June 2025

I am very happy the experience was quick and helpfu...

5
I am very happy the experience was quick and helpful I got money very quickly after submitting my concern .The money help me and my family....I m grateful to credit union many many thanks it was my friend who recomand me told me about credit union it working , I recommended everybody to come it true not a scam or joke it really. I'm so hapyyyyyyyy. Reviewed on: 26th June 2025

It’s a good app I just have a hard time navigating t...

4
It’s a good app I just have a hard time navigating to try and get a loan Reviewed on: 26th June 2025

Manchester credit union have been amazing from start...

5
Manchester credit union have been amazing from start to finish! Reviewed on: 26th June 2025

customer service is very good

5
customer service is very good only issue iv had previously is takes long getting through on the phone. Reviewed on: 26th June 2025

No problems from start to finish would highly recomm...

5
No problems from start to finish would highly recommend Reviewed on: 26th June 2025

Always had a great experience

5
Always had a great experience ever since being I formed about the service so glad I use Manchester credit union it has helped me so much when I’ve been struggling Reviewed on: 26th June 2025

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