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Manchester Credit Union: Loans reviews

4.93
Based on 2,165 reviews, last reviewed 6th Mar 2026
42% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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1%
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0%
See only 1 star reviews
0%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026
Natalie P's avatar
Natalie P

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2165)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Very easy to access and work the app

5
Very easy to access and work the app Reviewed on: 24th June 2025

Brilliant service, always rely on my savings to get...

5
Brilliant service, always rely on my savings to get me through the month I think this service helps a lot of young mums who struggle. Reviewed on: 24th June 2025

Brilliant

5
I have been using Manchester Union for almost 5 years now and can say it is brilliant. It has pulled me out off some sticky situations in the past and it also saves money in the savings account which I will be putting into my daughters bank account! Service is brilliant i have never had an issue thank you Reviewed on: 24th June 2025

Very good

5
Very good. Helped me a lot when I’ve needed it Reviewed on: 24th June 2025

Just so easy and simple best loan company I’ve used...

5
Just so easy and simple best loan company I’ve used and saving Also makes it a great company Reviewed on: 24th June 2025

Really easy to use good for saving money.

5
Really easy to use good for saving money. Reviewed on: 23rd June 2025

Always had a pleasant service whenever I have needed...

5
Always had a pleasant service whenever I have needed any help or advice Reviewed on: 23rd June 2025

Perfect and excellent service never had an kind of i...

5
Perfect and excellent service never had an kind of issue Reviewed on: 23rd June 2025

Have used for years to get short term loans and savi...

5
Have used for years to get short term loans and saving it a safe and secure way to manage my money Reviewed on: 23rd June 2025

Brilliant helping hand when you need it and helps to...

5
Brilliant helping hand when you need it and helps to save too Reviewed on: 23rd June 2025

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