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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2165 reviews)

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4.93

Based on 2,165 reviews, last reviewed 6th Mar 2026

42% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2165)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

I have been with Manchester credit union for years a...

I have been with Manchester credit union for years and the app has made it easier to access the products Reviewed on: 23rd June 2025

Great to help out when needed, sometimes hard to get...

Great to help out when needed, sometimes hard to get hold of during the day but can always get a response via email Reviewed on: 23rd June 2025

Very good

Always been helpful and app is brilliant Reviewed on: 23rd June 2025

Really helpful to have access to a loan without cred...

Really helpful to have access to a loan without credit checks Reviewed on: 23rd June 2025

Always been quick in handling my loans when ive bee...

Always been quick in handling my loans when ive been desperately in need Reviewed on: 23rd June 2025

Very easy and straight forward to get signed up.

Very easy and straight forward to get signed up. Anyone I have spoken to have been extremely helpful & friendly. Reviewed on: 23rd June 2025

Manchester credit union: A community focused gem

"I've been a member of Manchester Credit Union for over five years, and I couldn't be happier with their services. As someone who values community-focused banking, I appreciate that Manchester Credit Union is deeply invested in the local area. They actively support community events and initiatives, which makes me feel good about where my money is being held. The staff at Manchester Credit Union are always friendly, helpful, and knowledgeable. Whether I'm opening a new account, applying for a loan, or just have a quick question, they always take the time to provide personalized service. I never feel like just another number; they treat me like a valued member. Their online banking platform is user-friendly and makes it easy to manage my accounts, pay bills, and transfer funds. I also appreciate that they offer competitive interest rates on savings accounts and loans. Overall, I highly recommend Manchester Credit Union to anyone looking for a reliable, community-focused financial institution. Their commitment to customer service, community involvement, and competitive rates make them a standout choice. I'm proud to be a member and look forward to continuing my banking relationship with them for many years to come." Reviewed on: 23rd June 2025

amazing...

ive been with union for a while and when i had fled domestic abuse the quick easy family loan helped us because we had nothing as a family Reviewed on: 23rd June 2025

I’ve struggled a few times with money and got a loan...

I’ve struggled a few times with money and got a loan out which helped massively. And moving into my first ever home has been extremely difficult so the loan money has helped massively Reviewed on: 23rd June 2025

Amazing and easy

Always been quick to deal with things and the app works easy Reviewed on: 23rd June 2025

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