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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2165 reviews)

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4.93

Based on 2,165 reviews, last reviewed 6th Mar 2026

42% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2165)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Excellent Experience With Manchester Credit Union

Excellent experience with Manchester Credit Union. When your in need of a loan MCU is a great way to get one as the process is fast and easy and also the savings side of it is really beneficial as it helps you when needed. Staff are also very helpful and reassuring everytime I have contacted them Thankyou!, Reviewed on: 23rd June 2025

I have been a member for many years now.

I have been a member for many years now. The process of applying and receiving a family loan is very quick and easy. I would highly recommend to anybody, whether that be for a loan or savings. They have multiple options. Reviewed on: 23rd June 2025

Help when needed most - Amazing Service

Absolutely amazing and much better value than my bank. I applied for a loan to consolidate multiple debts and I was accepted after being turned down by a bank. The application was really easy. I wasnt left waiting to hear back and everything was all discussed smoothly via email. My application was accepted and they even dealt with settling everything on my behalf. I’m grateful really for their help and other members who help make Manchester Credit Union work! Reviewed on: 23rd June 2025

Great experience

Manchester credit union are so friendly and helpful and the whole experience from start to finish applying was so easy Reviewed on: 23rd June 2025

Family Loan

I currently have a family loan. Any queries are responded to within 24 hours which is really useful. My repayments come straight from my child benefit so I don’t need to worry about repayments which takes off a lot of stress. Part of my repayment then goes into a saving account which allows me to repay what I owe but also save at the same time. They also provide a top up service when you repay so much which is very handy to have and they have now made the process even easier meaning if you have repaid a certain amount you won’t need to wait for approvals so will get payment same day which has come in handy many of times in emergencies. I have recommended to family and friends and I am very grateful to have a loan that works around me and my family! Reviewed on: 23rd June 2025

I struggle to communicate with people over the phone...

I struggle to communicate with people over the phone as I suffer with anxiety however every single time I call I'm made to feel comfortable Reviewed on: 23rd June 2025

Lifesaver, just the right amount at a good interest...

Lifesaver, just the right amount at a good interest rate and admin was all very smooth. Reviewed on: 23rd June 2025

great service would recommend to everyone

great service would recommend to everyone Reviewed on: 23rd June 2025

Been a member for 7 years and never had an...

Been a member for 7 years and never had an issue Reviewed on: 23rd June 2025

I’ve been helped so much by credit union when I have...

I’ve been helped so much by credit union when I have been struggling it’s so easy to get the right support Reviewed on: 23rd June 2025

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