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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2165 reviews)

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4.93

Based on 2,165 reviews, last reviewed 6th Mar 2026

42% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2165)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Helped out in a dark time, was struggling with my fi...

Helped out in a dark time, was struggling with my first baby and had nothing this helped! Reviewed on: 23rd June 2025

MCU is the best

I was in need of consolidating multiple loans and credit cards as my monthly repayments were extremely high. Due to having too many loans I wasn't able to reach any consolidation loans at all. After searching on the internet for many days I've stumbled upon Manchester credit union pages. I thought to myself - it can't hurt to try and apply with them,.maybe they will be able to help me. I've applied and got my consolidation loan sorted within 5 days. My advisor was lady called Zatoon she is an absolute asset to MCU as all of their members are. The APR is amazing, my finances are sorted now and I don't have to live in permanent stress about finances. MCU saved my life - literally! Reviewed on: 23rd June 2025

Very easy to use also excellent service everytime

Very easy to use also excellent service everytime Reviewed on: 23rd June 2025

Overall great

Customer service could be improved but everything else is perfect Reviewed on: 23rd June 2025

Was surprised how easy it was and then how quickly i...

Was surprised how easy it was and then how quickly it was all approved Reviewed on: 23rd June 2025

I’ve always been approved for a loan, and the repaym...

I’ve always been approved for a loan, and the repayment amount has always been affordable. Intrest is low, which makes it more affordable to get a loan! The customer service is amazing, when you ring up you, there is no stress and you receive answers within minutes! I highly recommend to use MCU for loans and savings accounts. Reviewed on: 23rd June 2025

Always been helped when I’ve called in to branch or...

Always been helped when I’ve called in to branch or called up on the phone very helpful staff much appreciated. Reviewed on: 23rd June 2025

Credit union are very friendly and helpful, answer a...

Credit union are very friendly and helpful, answer all questions asked, very professional, would definitely recommend them. Reviewed on: 23rd June 2025

Experience with MCU.

A very professional, friendly, trustworthy and reliable company. MCU have been a big part of my financial stability in both savings and loans for nearly a decade. Reviewed on: 23rd June 2025

Very easy process and done very fast too

Very easy process and done very fast too Reviewed on: 23rd June 2025

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