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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2166 reviews)

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4.93

Based on 2,166 reviews, last reviewed 10th Mar 2026

45% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fast response to messages! Fast response to messages! Great customer service. Reviewed on: 10th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2166)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Brilliant service

I have been with the credit union for many years and have always had the best service/experience Reviewed on: 22nd June 2025

Great service

Everytime I’ve been into a branch the ladies have been so helpful and guided me through the process. Reviewed on: 22nd June 2025

I’ve been a member of Manchester Credit Union for a...

I’ve been a member of Manchester Credit Union for a while now and I honestly can’t fault their service. The staff are always friendly, helpful, and quick to respond whether you contact them by phone or through the app. The loan process is straightforward and fair, and they’ve been a real lifeline when I needed support. I also really appreciate how easy the mobile app is to use — I can check my balance, make withdrawals, and track transactions without any hassle. It makes managing my finances so much easier. As someone who prefers dealing with organisations that actually care about their members, Manchester Credit Union has always made me feel valued and supported. It’s a great alternative to high street banks, especially if you want a community-based service that’s genuinely looking out for you. Would highly recommend to anyone looking for reliable, fair, and supportive financial services. Reviewed on: 22nd June 2025

Quick money with less bureaucracy

When I come across Manchester Credit Union I realise that I have a permanent emergency support to turn to when I need emergency money. It is quick and with less bureaucracy money is in your account. Reviewed on: 22nd June 2025

Used Manchester Credit union for many years now & ne...

Used Manchester Credit union for many years now & never had an issue. Customer service have always been a huge help and got back to me in a nice timely manner. Reviewed on: 22nd June 2025

Great service friendly staff and very helpfull

Great service friendly staff and very helpfull Reviewed on: 22nd June 2025

Easy access, good communication, money goes in fairl...

Easy access, good communication, money goes in fairly quick Reviewed on: 22nd June 2025

Always good.

Always good. Reliable. Customer service always quick to respond and provide helpful advice and solutions. Reviewed on: 22nd June 2025

Quick easy no fuse, helpful staff on the phone

Quick easy no fuse, helpful staff on the phone Reviewed on: 22nd June 2025

Customer serviec

Whenever im having financial difficulties they are very helpful. Reviewed on: 22nd June 2025

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