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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2163 reviews)

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4.93

Based on 2,163 reviews, last reviewed 4th Mar 2026

66% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2163)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Quick money with less bureaucracy

When I come across Manchester Credit Union I realise that I have a permanent emergency support to turn to when I need emergency money. It is quick and with less bureaucracy money is in your account. Reviewed on: 22nd June 2025

Used Manchester Credit union for many years now & ne...

Used Manchester Credit union for many years now & never had an issue. Customer service have always been a huge help and got back to me in a nice timely manner. Reviewed on: 22nd June 2025

Great service friendly staff and very helpfull

Great service friendly staff and very helpfull Reviewed on: 22nd June 2025

Easy access, good communication, money goes in fairl...

Easy access, good communication, money goes in fairly quick Reviewed on: 22nd June 2025

Always good.

Always good. Reliable. Customer service always quick to respond and provide helpful advice and solutions. Reviewed on: 22nd June 2025

Quick easy no fuse, helpful staff on the phone

Quick easy no fuse, helpful staff on the phone Reviewed on: 22nd June 2025

Customer serviec

Whenever im having financial difficulties they are very helpful. Reviewed on: 22nd June 2025

Manchester credit union have been amazing, supportiv...

Manchester credit union have been amazing, supportive and understanding. Very friendly and helpful. Never had any issues with them Reviewed on: 22nd June 2025

Good communication

I’ve always had good communication with Manchester credit union the staff are lovely and they process your application quickly. It’s sometimes difficult to get through via phone but other than that. No problems Reviewed on: 22nd June 2025

Rates went higher; hard to get to a top up if you ar...

Rates went higher; hard to get to a top up if you are on visa Reviewed on: 22nd June 2025

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