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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.94 (2130 reviews)

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4.94

Based on 2,130 reviews, last reviewed 15th Jan 2026

211% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Never had a single problem. Never had a single problem. Always quick replies when needed. Always keeps me up to date Reviewed on: 15th January 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2130)

Review of the Manchester Credit Union, Loans:

No nonsense.

I have been with Manchester Credit Union for a number of years, absolutely brilliant, borrowing is no hassle whatsoever, quick & easy, payment in to your bank account same day sometimes, I also have a Christmas saver account with Manchester Credit Union, it's made saving so much easier for me, no nonsense, pleasant staff. Reviewed on: 18th May 2022

Very fast customer service reply and attentive servi...

Very fast customer service reply and attentive service, that is rare to receive Reviewed on: 22nd October 2025

Quick and overall straightforward

Quick and overall straightforward Reviewed on: 15th October 2025

Effective application process , helpful staff and qu...

Effective application process , helpful staff and quick responses to queries and processing Reviewed on: 7th October 2025

Absolutely brilliant and very friendly staff

Absolutely brilliant and very friendly staff Reviewed on: 25th September 2025

Excellent services easy to use and great customer se...

Excellent services easy to use and great customer service. Thank you Reviewed on: 22nd September 2025

Very easy and quick application and decision, added...

Very easy and quick application and decision, added bonus no worrying about making payments on time as automatically sent to them and savings scheme available Reviewed on: 16th September 2025

MCU Loans

I recently used Manchester Credit Union’s loan service and had a really positive experience. The application process was clear and straightforward, and the team kept me updated at every stage. The staff were friendly, supportive, and always happy to answer my questions, which made everything feel much less stressful. The loan was approved quickly, and the repayment terms are fair and affordable compared to high street lenders. I really appreciate how Manchester Credit Union focuses on helping local people rather than just making a profit. I would highly recommend their loan service to anyone looking for a safe, reliable, and community-focused alternative. Reviewed on: 16th September 2025

They are the best loan company I have delt with affo...

They are the best loan company I have delt with afford able and easy to use app always reliable Reviewed on: 15th September 2025

The Community Bank with A Buzz

Manchester Credit Union makes your money goes further it helps build savings whilst borrowing every penny counts Reviewed on: 9th September 2025

They are fast efficient well done

They are fast efficient well done Reviewed on: 3rd September 2025

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