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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2166 reviews)

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4.93

Based on 2,166 reviews, last reviewed 10th Mar 2026

33% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fast response to messages! Fast response to messages! Great customer service. Reviewed on: 10th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2166)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Always a straight forward thing to do, every time I...

Always a straight forward thing to do, every time I message everyone’s so polite and always love doing this Reviewed on: 17th June 2025

Always got where I needed to be was given the correc...

Always got where I needed to be was given the correct information in the most respectful manner and the app is amazing to use Reviewed on: 17th June 2025

Brilliant.

Brilliant. I’m a single mum used this for a deposit for house and money for a car.. Reviewed on: 17th June 2025

Very good very nice

Really good really easy to use always get through to somebody and messages straight back Reviewed on: 17th June 2025

Credit Union helped me consolidate my debts and made...

Credit Union helped me consolidate my debts and made my financial future better Reviewed on: 17th June 2025

Got the loan each time I’ve paid it off with no prob...

Got the loan each time I’ve paid it off with no problem. It’s such a good think to do if you get paid child benefit each week as your child benefit can pay the loan off and put money aside into the savings pot so you still get half child benefit and half pays back the loan and a pound a week in the savings Reviewed on: 17th June 2025

Always friendly and helpful staff that deal with app...

Always friendly and helpful staff that deal with applications quickly and efficiently. Never had any issues , always recommend to friends and family regarding loans and savings Reviewed on: 17th June 2025

Loan review

Excellent customer service. Great rate with loans. However, have had to raise a dispute due to a consolidation loan being rejected although repayments with the alternative were company were higher and being managed. Reviewed on: 17th June 2025

I took out a family loan a while ago and it’s super...

I took out a family loan a while ago and it’s super easy for me to borrow again when some is paid off I can borrow again up to the £500 limit Reviewed on: 17th June 2025

Once approved, loans can be in your account on the s...

Once approved, loans can be in your account on the same day. Reviewed on: 17th June 2025

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