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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2165 reviews)

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4.93

Based on 2,165 reviews, last reviewed 6th Mar 2026

58% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2165)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

quick, easy to use and understand

quick, easy to use and understand Reviewed on: 17th June 2025

It is very good bank account because don’t have phys...

It is very good bank account because don’t have physique card and to you spend money is very difficult. Reviewed on: 17th June 2025

The union is a life saver!

The union helps me at times I need it most n it’s always something to fall back on and doesn’t make me fall into debt witch is a good thing! Reviewed on: 17th June 2025

Easy loan

To apply for loan it's not stress and the interest rate is very good. Reviewed on: 17th June 2025

It really feels like they care, and have really help...

It really feels like they care, and have really helped me with getting some life stuff sorted with a loan with very reasonable interest and repayments. Reviewed on: 17th June 2025

Always happy to help when I need to speak to them on...

Always happy to help when I need to speak to them on the phone Reviewed on: 17th June 2025

They are helping fully

They are helping fully and it's good to save with them Reviewed on: 17th June 2025

Amazing always helps me out the loans always fast an...

Amazing always helps me out the loans always fast an great customer service inside branches an on phone an on Pp Reviewed on: 17th June 2025

Brilliant

Really easy to talk and get help. Really easy to use as ur child benefit goes straight to them so can’t miss anything plus brilliant to save change with Reviewed on: 17th June 2025

Great customer service.

Great customer service. Huge help when needed and highly recommended Reviewed on: 17th June 2025

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