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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2165 reviews)

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4.93

Based on 2,165 reviews, last reviewed 6th Mar 2026

58% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2165)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

I have had a few £500 loans and one £1000 loan I am...

I have had a few £500 loans and one £1000 loan I am very happy with credit union Manchester. Staff are extremely helpful if I needed to call to ask for help. I love the savings element too it helps me so much. Reviewed on: 16th June 2025

I have had a really good experience with Manchester...

I have had a really good experience with Manchester credit union the staff at the shop are more then happy to help with any questions you have and they will always make sure you understand Reviewed on: 16th June 2025

Helping people and family .

Helping people and family . Family happy Reviewed on: 16th June 2025

Excellent service

Great customer service, great app, simple application process. Made everything clear for me. Reviewed on: 16th June 2025

Always friendly staff to discuss options with

Always friendly staff to discuss options with Reviewed on: 16th June 2025

MCU is the BEST

MCU was a saviour and I respect the integrity and service of this organisation and never did I miss to make a payment that also offers you to save a small portion of your monthly instalments. Reviewed on: 16th June 2025

Great products.

Great products. Excellent customer service and kind and polite workforce. Reviewed on: 16th June 2025

I have had very good experience and friendly staff

I have had very good experience and friendly staff Reviewed on: 16th June 2025

Easy to keep track and receive loans

Easy to keep track and receive loans Reviewed on: 16th June 2025

Really easy service , online making it very easy to...

Really easy service , online making it very easy to access and see what money you owe and how to access it Reviewed on: 16th June 2025

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