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Manchester Credit Union: Loans reviews

4.93
Based on 2,166 reviews, last reviewed 10th Mar 2026
27% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast response to messages! Fast response to messages! Great customer service. Reviewed on: 10th March 2026
Hl's avatar
Hl

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2166)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Professional, reliable and efficient

5
Professional, reliable and efficient Reviewed on: 16th June 2025

Highly recommend

5
Applying for a loan was really easy and the process was quick. The rates are great, making loans affordable. I love that I can login and check my loan balance and its so easy to understand. I use the savings account each month by transferring money from my bank account, but its also straightforward to withdraw funds when you need them. Everything is easy and straight forward. Reviewed on: 16th June 2025

Fantastic rates and easy process

5
The process is easy and interest rates are extremely good, all in all it’s the perfect way to borrow money and feel safe doing so. Reviewed on: 16th June 2025

Always there when I need them fantastic service all...

5
Always there when I need them fantastic service all round Reviewed on: 16th June 2025

Amazing help I was struggling and manchester credit...

5
Amazing help I was struggling and manchester credit union saved me it's helped me do much Reviewed on: 16th June 2025

Manchester credit union have been amazing

5
Manchester credit union have been amazing I've told everyone I know about my experience and they are thinking of applying them selves Reviewed on: 16th June 2025

I have experienced money issues so they helped me re...

5
I have experienced money issues so they helped me review my payments Reviewed on: 16th June 2025

you have saved my life several times - thanks for be...

5
you have saved my life several times - thanks for being there Reviewed on: 16th June 2025

Manchester Credit Union has helped me massively, not...

5
Manchester Credit Union has helped me massively, not only saving my child benefit but making it easier to now withdraw funds. Reviewed on: 16th June 2025

Always have a great customer service had no problems...

5
Always have a great customer service had no problems highly recommend Reviewed on: 16th June 2025

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