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Manchester Credit Union: Loans reviews

4.93
Based on 2,165 reviews, last reviewed 6th Mar 2026
58% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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4%
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1%
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0%
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Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026
Natalie P's avatar
Natalie P

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2165)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

5
I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

I think Manchester credit union is the best I’ve all...

5
I think Manchester credit union is the best I’ve all ways got help off the app and the phone Reviewed on: 15th June 2025

Manchester credit union review

5
I have been using credit union for 2 years and my experience with them are absolutely brilliant, really polite staff who I’ve spoken to on phone and message but on the app, never had a problem and I think there absolutely amazing customer service and support they give is amazing! Reviewed on: 15th June 2025

Quick and easy to get loan with credit union.

5
Quick and easy to get loan with credit union. Friendly staff to help on phone. Reviewed on: 15th June 2025

Easy to use app and also good for when you are in ne...

5
Easy to use app and also good for when you are in need of a quick loan to help get by during financial difficulty Reviewed on: 15th June 2025

Always had a great experience with credit union been...

5
Always had a great experience with credit union been using them for years Reviewed on: 15th June 2025

They have always helped me when I've needed it.

5
They have always helped me when I've needed it. They are very fast and reliable. One if the best companies to fo through a loan process with. Easy and affordable payments too. Reviewed on: 15th June 2025

Always a good experience, fast loans

5
Always a good experience, fast loans Reviewed on: 15th June 2025

Very good helps me every month when it come and also...

5
Very good helps me every month when it come and also helps for a top up every 4 months Reviewed on: 15th June 2025

Quick loans in time of need very helpful on the...

5
Quick loans in time of need very helpful on the phone Reviewed on: 15th June 2025

Manchester Credit Union Loans

5
This company is good for applying loans for families who are struggling financially but also the app gives you helpful tips on how to manage your finances and the loans are a good way to save money automatically opening a savings account. Ideal for if you have children. Reviewed on: 15th June 2025

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