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Mettle by NatWest: Business Banking reviews

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4.93
Based on 4,579 reviews, last reviewed 1st May 2026
981% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Mettle does everything I want... Mettle does everything I want my business bank account to do. From automated transfers to my pots whenever I receive a payment to the simplicity of th... Read more Reviewed on: 1st May 2026
Lisa A's avatar
Lisa A

Latest lowest rating:

1

Constantly Threatened. Totally Unreliable. Bombarded by intrusive and illegal questions. I am constantly asked to provide them copies of my invoices to justify payments going into the account o... Read more Reviewed on: 21st April 2026
Gavin Renwick's avatar
Gavin Renwick
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About this product

Mettle by NatWest offers a business bank account tailored for sole traders and limited companies with up to two owners. Key features include the ability to earn interest on savings, automatic tax savings, customizable invoices, and integration with accounting software like FreeAgent, Xero, and QuickBooks.

Do you have an account with Mettle by NatWest? Please leave a review with Smart Money People to help businesses like you make better choices.

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Mettle by NatWest Business Banking reviews (4579)

It's been flawless to be honest.

5
It's been flawless to be honest. Works exactly as I need it too, and has great value being free and includes Freeagent (which is also excellent) for free. Great bank. Reviewed on: 16th April 2026
Dan W's avatar
Dan W

It's an amazing account to have for self employed,...

5
It's an amazing account to have for self employed, everything is on your phone and so easy to navigate and use, 10/10 Reviewed on: 16th April 2026
Deane 's avatar
Deane

Excellent service.

5
Excellent service. Can’t complain Reviewed on: 16th April 2026
Chris W's avatar
Chris W

Extreamly straight forward to use

5
Extreamly straight forward to use Reviewed on: 16th April 2026
Janine B's avatar
Janine B

Easy and effective way to manage my business bank ac...

5
Easy and effective way to manage my business bank account Reviewed on: 16th April 2026
Katie V's avatar
Katie V

Mettle has made running my first business a dream

5
absolutely incredible service, the app is great and so easy to use. This is my first time being self employed and Mettle has taken away a massive stress with great business banking. Couldn’t recommend more Reviewed on: 16th April 2026
Holly H's avatar
Holly H

I like the app and the pots for different savings

5
I like the app and the way things work. I like the pots for keeping money separate. Paying interest would be the only thing that could be added Reviewed on: 16th April 2026
Jenny C's avatar
Jenny C

Very easy interface.

5
Very easy interface. Love the easy invoice function. Very responsive customer service team (real humans!) Reviewed on: 16th April 2026
Beth M's avatar
Beth M

Got it for FreeAgent, stayed for the simplicity.

5
Got it for FreeAgent, stayed for the simplicity. When my accountant suggested Mettle, I went with it as he hasn't steered me wrong yet. that still stands. Mettle has is super simple to use with a great app interface. It's made the first year of being a limited company much more straightforward. Reviewed on: 16th April 2026
BH's avatar
BH

Mettle for the buisness

5
Great bank for my limited company. Easy to use. Good inline chat option Reviewed on: 16th April 2026
Mrs S's avatar
Mrs S

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