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Mettle by NatWest: Business banking reviews

4.82
Based on 4,591 reviews, last reviewed 21st Jun 2026
30% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Exceeded expectations: super user friendly. I have recommended Mettle because my experience has been so positive on all levels. Reviewed on: 21st June 2026
Juno's avatar
Juno

Latest lowest rating:

1

Mettle has been a good business bank for me to... Mettle has been a good business bank for me to use Reviewed on: 8th May 2026
Gavin 's avatar
Gavin

About this product

The Mettle by NatWest business account has features to help you get paid faster and manage your tax.

You can use Money Pots to automatically save for tax and you could earn interest on credit balances.

Mettle by NatWest business account reviews help you find out what it’s really like to be a customer. If you’ve used Mettle by NatWest before, you can also leave a review and share your experience.

Review Mettle by NatWest: Business banking now

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Mettle by NatWest Business banking reviews (4591)

Experience has been 100% positive.

5
My experience has been 100% positive from the day I opened an account with them. Always on hand for advice and to help with amy queries, no matter how small. Quick to reply on the app and easy communication over the phone. Reviewed on: 26th February 2026

I've had no issues with Mettle since joining them ov...

5
I've had no issues with Mettle since joining them over three years ago Reviewed on: 26th February 2026

What’s not to love ?

5
It’s free with free accountancy hmrc compliant software someone’s always available on the chat and easy to use what’s not to love - oh and there’s even interest given on a savings pot of your choosing Reviewed on: 24th February 2026

Very good, needs small adjustments to be excellent.

5
Very good, needs small adjustments to be excellent. Made suggestions they said they will take on board. Still waiting to be implemented. Reviewed on: 24th February 2026

Perfect for Sole Trader Banking

5
I’ve been using Mettle for a while now, and it truly is a brilliant service. The standout feature for me is the seamless, free access to FreeAgent. Having my banking and accounting software synced perfectly saves me hours of manual data entry every month. The app is intuitive, the setup was painless, and the fact that FreeAgent is included for free makes it an unbeatable value proposition for small businesses. Highly recommended for anyone looking to simplify their finances. Reviewed on: 24th February 2026

Free banking

5
Came to you because santander decided to charge me even though when i went with them 20 years ago, they said id have free banking for life. But that changed last October when they started charging me. Reviewed on: 23rd February 2026

No charges to use account.

5
So easy to use. No charges to use account. Easy access to customer services. Reviewed on: 23rd February 2026

Perfect bank account for setting up my small business

5
I set up a Mettle business account when first setting up my own business in 2025. I shopped around to compare lots of different bank accounts to see what would suit me best and Mettle seemed to tick all the boxes. I cannot fault the service in any way; it was so easy to set up, has access to great additional tools such as Freeagent and it has worked perfectly in supporting my new venture as self employed. I have only rated customer service as I have not needed to use this service as of yet. Reviewed on: 23rd February 2026

Mettle is really easy to use.

5
Mettle is really easy to use. As a new sole trader I have found it helpful and user friendly. I know there is even more information to explore if I need to and I like the pots I can use to organise my incomings. Reviewed on: 23rd February 2026

Mettle for my decorating business no fees char...

5
I use Mettle for my decorating business no fees charged like others it’s been really good Reviewed on: 22nd February 2026

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