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Mettle by NatWest: Business Banking reviews

4.92
Based on 4,077 reviews, last reviewed 4th Apr 2026
173300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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6%
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1%

Latest highest rating:

5

This bank connects with free agent and makes all my... This bank connects with free agent and makes all my business transactions run smoothly.There is plenty of security as for 6 digits pins when you do an... Read more Reviewed on: 4th April 2026
Laura G's avatar
Laura G

Latest lowest rating:

1

Unfortunately the team couldn’t transfer Director in... Unfortunately the team couldn’t transfer Director info so you are closing my account Reviewed on: 24th March 2026
Aiza A's avatar
Aiza A

About this product

Mettle by NatWest offers a business bank account tailored for sole traders and limited companies with up to two owners. Key features include the ability to earn interest on savings, automatic tax savings, customizable invoices, and integration with accounting software like FreeAgent, Xero, and QuickBooks.

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Mettle by NatWest Business Banking reviews (4077)

Great bank for photography side business

5
I am using Mettle to manage my Photography side business Andy have been doing for 2 years and is been great to keep track of transactions and interface with Freeagent. It’s made managing my finances very easy. I’ve used online support a few times and managed to get support very quickly who resolved my queries. Is my first side business and Mettle was recommended to me by my friend as very easy to use and I totally agree. Great bank!! Reviewed on: 2nd April 2025

Simple, quick and efficient banking for FREE

5
Simple, quick and efficient banking for FREE Reviewed on: 2nd April 2025

Ideal for freelancers - easy to use and helpful

5
Mettle has been straightforward to use and helpful from the start. I particularly like the integration with FreeAgent so I can do accounting, I also find the app really good. I like being able to allocate a % of my income to 'pots' to save for tax and NI. As a freelancer it really works for me. I have already recommended them loads of times. Reviewed on: 1st April 2025

not too costly startup

5
needed somthing that wasnt going to bleed my company dry before its off the ground, mettle was one of the only banks available Reviewed on: 1st April 2025

Easy to use and especially the linkup with FreeAgent.

5
Easy to use and especially the linkup with FreeAgent. As a small business this is pefect for me. Reviewed on: 1st April 2025

I really enjoy the convenience of mettle.

4
I really enjoy the convenience of mettle. It’s clear and has made taxes a breeze for me and my small business, especially with my first tax return. Reviewed on: 1st April 2025

Very easy to set up and use. Highly recommend!

5
Very easy to set up and use. When help is required the customer service team are promp, patient and knowledgeable. Love that we get to use Free Agent for free too. Love the saving pots also. Very easy to upload invoices and keep track of everything. Highly recommend. Reviewed on: 1st April 2025

Easy to use, and quite clear in where things are wit...

5
Easy to use, and quite clear in where things are within your app Reviewed on: 1st April 2025

Highly recommended

5
User friendly, good service! its free!! connected to Freeagent making life easy. Reviewed on: 31st March 2025

So much for free

5
Great bank for my small business. Received a free account and free access to their accounting software. Both of which offer great customer service and helpful advice for my new small bushiness. Couldn't be more positive about my experience Reviewed on: 31st March 2025

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