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Mettle: Business Banking reviews

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4.91
Based on 2,870 reviews, last reviewed 24th Feb 2026
29150% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

What’s not to love ? It’s free with free accountancy hmrc compliant software someone’s always available on the chat and easy to use what’s not to love - oh and there’s eve... Read more Reviewed on: 24th February 2026
Laura 's avatar
Laura

Latest lowest rating:

2

Not very good for transferring funds to other accoun... Not very good for transferring funds to other accounts and for adding info to other accounts Reviewed on: 18th February 2026
Clifford M's avatar
Clifford M
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About this product

Mettle offers a business bank account tailored for sole traders and limited companies with up to two owners. Key features include the ability to earn interest on savings, automatic tax savings, customizable invoices, and integration with accounting software like FreeAgent, Xero, and QuickBooks.

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Mettle Business Banking reviews (2870)

Fresh, modern business bank

5
The app looks good and is really easy to use. I love being able to create an invoice from my phone really easily - and that it's free with the connection to FreeAgent! Feels like something new in banking for people who are running something small. Exciting! Reviewed on: 24th March 2021
Polly's avatar
Polly

A bank account ideal for people starting a business

5
Has all you need, with free accountancy software, free invoicing and payment matching, couldn’t have started my company without it. Reviewed on: 24th March 2021
Bfrank's avatar
Bfrank

Modern day banking for the modern day business

5
I selected Mettle for my business bank account as I wanted the modern user experience of a challenger bank, but with better integration, support and functionality. I was impressed by how quickly and securely I was able to open my account which was done within 24hrs following mandatory checks. Most banks currently have a lead time of around a month for opening a business current account so I highly recommend Mettle, if you require a quality business account and time is of the essence. Mettle is authorised by the FCA and is owned by NatWest so you have the added reassurance that your funds are protected and ring fenced within a regulated bank. You also get access to award winning accounting software, FreeAgent, free of charge as long as you make at least one transaction per month. The in app customer services team are super helpful and are quick to respond to any queries you may have. Mettle also offer 100% fee free banking so if you’re starting up on a tight budget, like me, then you won’t have to worry about troublesome charges which can become a burden especially when starting out. With free award winning accounting software - to help you manage your own books, fee free banking and superb customer services, Mettle is the ideal banking partner for the modern business. Reviewed on: 16th March 2021
artisticinfluence's avatar
artisticinfluence

Easy!

5
I run a small limited company and was horrified by the amount main streams banks were charging! I applied for an account with Mettle and was really impressed by the ease of setting up the account and also the great branding. I'm still getting to grips with the App but so far so good and I love that fact that it intergrates with Freeagent. I am still a little unsure as my money isn't protected by the FSCS (as it would be a traditional bank) but hopefully this will be something that can change in the near future. Reviewed on: 15th March 2021
HelenFair85's avatar
HelenFair85

Easy business banking

5
I started a business a year ago after working in the public sector for the previous decade - I was very nervous about managing my money, etc... but Mettle has made the whole process so easy! When connected to FreeAgent (which is free with an account), it makes the whole process of invoicing, managing money and making payments a pleasure to do. The app is ace too! Reviewed on: 12th March 2021
AndyMitchell's avatar
AndyMitchell

Perfect for a new business

5
Having set up an account with Mettle a few months ago I'm really pleased with the service so far, the invoicing is great as well as easily being able to track ingoings and outgoings. Perfect for me starting my business as a freelancer Reviewed on: 12th March 2021
Ed Price's avatar
Ed Price

Fantastic

5
Easy application process, great app and best of all, no account fees Reviewed on: 8th March 2021
LRP's avatar
LRP

Business banking should be free

5
When you're in credit business banking should be free. Mettle ALSO offer brilliant FreeAgent accounts software for free Reviewed on: 8th March 2021
Phil's avatar
Phil

Different to the norm

5
Mettle is that little bit more than an online bank account. There are little extras that really make the difference. Reviewed on: 5th March 2021
Martin Heppenstall's avatar
Martin Heppenstall

Great account for small businesses

5
Great account for small businesses Reviewed on: 5th March 2021
Tess's avatar
Tess

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